Loans trn Profiling Report

Dataset statistics

Number of variables	108
Number of observations	1827125
Missing cells	17323043
Missing cells (%)	8.8%
Total size in memory	1.5 GiB
Average record size in memory	864.0 B

Variable types

Numeric	85
Categorical	23

Alerts

`policy_code` has constant value "1"	Constant
`emp_title` has a high cardinality: 401005 distinct values	High cardinality
`issue_d` has a high cardinality: 72 distinct values	High cardinality
`title` has a high cardinality: 29126 distinct values	High cardinality
`zip_code` has a high cardinality: 951 distinct values	High cardinality
`addr_state` has a high cardinality: 51 distinct values	High cardinality
`earliest_cr_line` has a high cardinality: 743 distinct values	High cardinality
`last_pymnt_d` has a high cardinality: 73 distinct values	High cardinality
`last_credit_pull_d` has a high cardinality: 75 distinct values	High cardinality
`pymnt_plan` is highly imbalanced (> 99.9%)	Imbalance
`title` is highly imbalanced (81.7%)	Imbalance
`next_pymnt_d` is highly imbalanced (99.8%)	Imbalance
`last_credit_pull_d` is highly imbalanced (57.1%)	Imbalance
`application_type` is highly imbalanced (68.8%)	Imbalance
`hardship_flag` is highly imbalanced (> 99.9%)	Imbalance
`disbursement_method` is highly imbalanced (76.8%)	Imbalance
`debt_settlement_flag` is highly imbalanced (92.4%)	Imbalance
`emp_title` has 134953 (7.4%) missing values	Missing
`emp_length` has 119754 (6.6%) missing values	Missing
`title` has 18826 (1.0%) missing values	Missing
`mths_since_last_delinq` has 932516 (51.0%) missing values	Missing
`mths_since_last_record` has 1532158 (83.9%) missing values	Missing
`next_pymnt_d` has 998994 (54.7%) missing values	Missing
`mths_since_last_major_derog` has 1346127 (73.7%) missing values	Missing
`open_acc_6m` has 642717 (35.2%) missing values	Missing
`open_act_il` has 642716 (35.2%) missing values	Missing
`open_il_12m` has 642716 (35.2%) missing values	Missing
`open_il_24m` has 642716 (35.2%) missing values	Missing
`mths_since_rcnt_il` has 679739 (37.2%) missing values	Missing
`total_bal_il` has 642716 (35.2%) missing values	Missing
`il_util` has 815757 (44.6%) missing values	Missing
`open_rv_12m` has 642716 (35.2%) missing values	Missing
`open_rv_24m` has 642716 (35.2%) missing values	Missing
`max_bal_bc` has 642716 (35.2%) missing values	Missing
`all_util` has 642907 (35.2%) missing values	Missing
`inq_fi` has 642716 (35.2%) missing values	Missing
`total_cu_tl` has 642717 (35.2%) missing values	Missing
`inq_last_12m` has 642717 (35.2%) missing values	Missing
`bc_open_to_buy` has 20443 (1.1%) missing values	Missing
`bc_util` has 21354 (1.2%) missing values	Missing
`mo_sin_old_il_acct` has 56895 (3.1%) missing values	Missing
`mths_since_recent_bc` has 19238 (1.1%) missing values	Missing
`mths_since_recent_bc_dlq` has 1396890 (76.5%) missing values	Missing
`mths_since_recent_inq` has 206528 (11.3%) missing values	Missing
`mths_since_recent_revol_delinq` has 1216894 (66.6%) missing values	Missing
`num_tl_120dpd_2m` has 68149 (3.7%) missing values	Missing
`percent_bc_gt_75` has 20805 (1.1%) missing values	Missing
`annual_inc` is highly skewed (γ1 = 494.6256979)	Skewed
`dti` is highly skewed (γ1 = 29.45250626)	Skewed
`total_rec_late_fee` is highly skewed (γ1 = 23.6143367)	Skewed
`acc_now_delinq` is highly skewed (γ1 = 23.19662341)	Skewed
`tot_coll_amt` is highly skewed (γ1 = 832.2847402)	Skewed
`total_rev_hi_lim` is highly skewed (γ1 = 35.97309408)	Skewed
`delinq_amnt` is highly skewed (γ1 = 93.79664799)	Skewed
`num_tl_120dpd_2m` is highly skewed (γ1 = 54.07373823)	Skewed
`num_tl_30dpd` is highly skewed (γ1 = 22.79268121)	Skewed
`tax_liens` is highly skewed (γ1 = 25.83376408)	Skewed
`delinq_2yrs` has 1484599 (81.3%) zeros	Zeros
`inq_last_6mths` has 1136952 (62.2%) zeros	Zeros
`pub_rec` has 1532158 (83.9%) zeros	Zeros
`out_prncp` has 1004034 (55.0%) zeros	Zeros
`out_prncp_inv` has 1004034 (55.0%) zeros	Zeros
`total_rec_late_fee` has 1774112 (97.1%) zeros	Zeros
`recoveries` has 1739353 (95.2%) zeros	Zeros
`collection_recovery_fee` has 1741597 (95.3%) zeros	Zeros
`collections_12_mths_ex_med` has 1796059 (98.3%) zeros	Zeros
`acc_now_delinq` has 1819843 (99.6%) zeros	Zeros
`tot_coll_amt` has 1548464 (84.7%) zeros	Zeros
`open_acc_6m` has 537778 (29.4%) zeros	Zeros
`open_act_il` has 141255 (7.7%) zeros	Zeros
`open_il_12m` has 649927 (35.6%) zeros	Zeros
`open_il_24m` has 322930 (17.7%) zeros	Zeros
`total_bal_il` has 135208 (7.4%) zeros	Zeros
`open_rv_12m` has 440234 (24.1%) zeros	Zeros
`open_rv_24m` has 192876 (10.6%) zeros	Zeros
`max_bal_bc` has 30363 (1.7%) zeros	Zeros
`inq_fi` has 594798 (32.6%) zeros	Zeros
`total_cu_tl` has 640027 (35.0%) zeros	Zeros
`inq_last_12m` has 344818 (18.9%) zeros	Zeros
`acc_open_past_24mths` has 84151 (4.6%) zeros	Zeros
`bc_open_to_buy` has 24345 (1.3%) zeros	Zeros
`bc_util` has 23267 (1.3%) zeros	Zeros
`chargeoff_within_12_mths` has 1812911 (99.2%) zeros	Zeros
`delinq_amnt` has 1821205 (99.7%) zeros	Zeros
`mo_sin_rcnt_rev_tl_op` has 27549 (1.5%) zeros	Zeros
`mo_sin_rcnt_tl` has 28524 (1.6%) zeros	Zeros
`mort_acc` has 759908 (41.6%) zeros	Zeros
`mths_since_recent_inq` has 135908 (7.4%) zeros	Zeros
`num_accts_ever_120_pd` has 1409969 (77.2%) zeros	Zeros
`num_actv_bc_tl` has 41797 (2.3%) zeros	Zeros
`num_bc_sats` has 19544 (1.1%) zeros	Zeros
`num_il_tl` has 57013 (3.1%) zeros	Zeros
`num_tl_120dpd_2m` has 1757916 (96.2%) zeros	Zeros
`num_tl_30dpd` has 1822304 (99.7%) zeros	Zeros
`num_tl_90g_dpd_24m` has 1730369 (94.7%) zeros	Zeros
`num_tl_op_past_12m` has 352610 (19.3%) zeros	Zeros
`percent_bc_gt_75` has 506169 (27.7%) zeros	Zeros
`pub_rec_bankruptcies` has 1602654 (87.7%) zeros	Zeros
`tax_liens` has 1773569 (97.1%) zeros	Zeros
`total_bc_limit` has 20805 (1.1%) zeros	Zeros
`total_il_high_credit_limit` has 219702 (12.0%) zeros	Zeros
`loan_status_dv` has 133526 (7.3%) zeros	Zeros

Reproduction

Analysis started	2023-02-27 04:46:57.515625
Analysis finished	2023-02-27 04:47:16.091473
Duration	18.58 seconds
Software version	pandas-profiling vv3.6.2
Download configuration	config.json

loan_amnt
Real number (ℝ)

Distinct	1561
Distinct (%)	0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	15104.92001

Minimum	1000
Maximum	40000
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	1000
5-th percentile	3300
Q1	8000
median	13000
Q3	20000
95-th percentile	35000
Maximum	40000
Range	39000
Interquartile range (IQR)	12000

Descriptive statistics

Standard deviation	9232.36546
Coefficient of variation (CV)	0.6112157796
Kurtosis	-0.1271416889
Mean	15104.92001
Median Absolute Deviation (MAD)	6200
Skewness	0.77717064
Sum	2.759857698 × 10¹⁰
Variance	85236571.99
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
10000	153605	8.4%
20000	107197	5.9%
15000	100974	5.5%
12000	98246	5.4%
35000	69744	3.8%
5000	69198	3.8%
8000	61024	3.3%
6000	58359	3.2%
25000	54033	3.0%
16000	53982	3.0%
Other values (1551)	1000763	54.8%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
1000	8063	0.4%
1025	30	< 0.1%
1050	39	< 0.1%
1075	18	< 0.1%
1100	210	< 0.1%

Value	Count	Frequency (%)
40000	28696	1.6%
39975	8	< 0.1%
39950	9	< 0.1%
39925	13	< 0.1%
39900	20	< 0.1%

funded_amnt
Real number (ℝ)

Distinct	1561
Distinct (%)	0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	15104.90593

Minimum	1000
Maximum	40000
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	1000
5-th percentile	3300
Q1	8000
median	13000
Q3	20000
95-th percentile	35000
Maximum	40000
Range	39000
Interquartile range (IQR)	12000

Descriptive statistics

Standard deviation	9232.365718
Coefficient of variation (CV)	0.6112163664
Kurtosis	-0.1271370033
Mean	15104.90593
Median Absolute Deviation (MAD)	6200
Skewness	0.7771741735
Sum	2.759855125 × 10¹⁰
Variance	85236576.75
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
10000	153607	8.4%
20000	107194	5.9%
15000	100974	5.5%
12000	98246	5.4%
35000	69744	3.8%
5000	69197	3.8%
8000	61024	3.3%
6000	58359	3.2%
25000	54032	3.0%
16000	53982	3.0%
Other values (1551)	1000766	54.8%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
1000	8063	0.4%
1025	30	< 0.1%
1050	39	< 0.1%
1075	18	< 0.1%
1100	210	< 0.1%

Value	Count	Frequency (%)
40000	28696	1.6%
39975	8	< 0.1%
39950	9	< 0.1%
39925	13	< 0.1%
39900	20	< 0.1%

funded_amnt_inv
Real number (ℝ)

Distinct	1582
Distinct (%)	0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	15099.90817

Minimum	725
Maximum	40000
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	725
5-th percentile	3300
Q1	8000
median	13000
Q3	20000
95-th percentile	35000
Maximum	40000
Range	39275
Interquartile range (IQR)	12000

Descriptive statistics

Standard deviation	9230.35218
Coefficient of variation (CV)	0.6112853188
Kurtosis	-0.1267270516
Mean	15099.90817
Median Absolute Deviation (MAD)	6200
Skewness	0.7773471563
Sum	2.758941972 × 10¹⁰
Variance	85199401.36
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
10000	147388	8.1%
20000	100066	5.5%
15000	95100	5.2%
12000	93425	5.1%
5000	67714	3.7%
35000	62406	3.4%
8000	58865	3.2%
6000	56964	3.1%
16000	50927	2.8%
25000	50559	2.8%
Other values (1572)	1043711	57.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
725	5	< 0.1%
750	36	< 0.1%
775	1	< 0.1%
800	1	< 0.1%
850	1	< 0.1%

Value	Count	Frequency (%)
40000	27324	1.5%
39975	530	< 0.1%
39950	180	< 0.1%
39925	50	< 0.1%
39900	25	< 0.1%

term
Categorical

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	13.9 MiB

36 months	1308593
60 months	518532

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	36 months
2nd row	60 months
3rd row	36 months
4th row	36 months
5th row	60 months

Common Values

Value	Count	Frequency (%)
36 months	1308593	71.6%
60 months	518532	28.4%

Common Values (Plot)

int_rate
Real number (ℝ)

Distinct	356
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	12.92466571

Minimum	5.31
Maximum	30.99
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	5.31
5-th percentile	6.39
Q1	9.44
median	12.49
Q3	15.61
95-th percentile	21.97
Maximum	30.99
Range	25.68
Interquartile range (IQR)	6.17

Descriptive statistics

Standard deviation	4.797678568
Coefficient of variation (CV)	0.3712033005
Kurtosis	0.6563715229
Mean	12.92466571
Median Absolute Deviation (MAD)	3.1
Skewness	0.7945645918
Sum	23614979.83
Variance	23.01771964
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
11.99	45205	2.5%
5.32	41983	2.3%
10.99	36884	2.0%
13.99	34417	1.9%
11.49	26387	1.4%
7.89	24859	1.4%
16.99	24548	1.3%
12.99	24158	1.3%
9.17	24043	1.3%
14.99	20670	1.1%
Other values (346)	1523971	83.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
5.31	7796	0.4%
5.32	41983	2.3%
5.93	1585	0.1%
6	565	< 0.1%
6.03	7677	0.4%

Value	Count	Frequency (%)
30.99	568	< 0.1%
30.94	540	< 0.1%
30.89	513	< 0.1%
30.84	547	< 0.1%
30.79	1210	0.1%

installment
Real number (ℝ)

Distinct	86800
Distinct (%)	4.8%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	446.8588669

Minimum	4.93
Maximum	1719.83
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	4.93
5-th percentile	111.51
Q1	252.39
median	378.07
Q3	595.13
95-th percentile	988.42
Maximum	1719.83
Range	1714.9
Interquartile range (IQR)	342.74

Descriptive statistics

Standard deviation	267.7795379
Coefficient of variation (CV)	0.599248572
Kurtosis	0.670051593
Mean	446.8588669
Median Absolute Deviation (MAD)	157.86
Skewness	0.9997070946
Sum	816467007.2
Variance	71705.88091
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
301.15	3922	0.2%
332.1	3491	0.2%
361.38	3258	0.2%
327.34	2860	0.2%
602.3	2759	0.2%
451.73	2753	0.2%
329.72	2201	0.1%
166.05	2131	0.1%
180.69	2111	0.1%
240.92	2052	0.1%
Other values (86790)	1799587	98.5%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
4.93	1	< 0.1%
7.61	1	< 0.1%
14.01	1	< 0.1%
14.77	1	< 0.1%
23.36	1	< 0.1%

Value	Count	Frequency (%)
1719.83	2	< 0.1%
1715.42	1	< 0.1%
1714.54	4	< 0.1%
1691.28	2	< 0.1%
1670.15	1	< 0.1%

grade
Categorical

Distinct	7
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	13.9 MiB

B	545251
C	526609
A	364225
D	252458
E	100892
Other values (2)	37690

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	A
2nd row	E
3rd row	C
4th row	C
5th row	B

Common Values

Value	Count	Frequency (%)
B	545251	29.8%
C	526609	28.8%
A	364225	19.9%
D	252458	13.8%
E	100892	5.5%
F	29373	1.6%
G	8317	0.5%

Common Values (Plot)

sub_grade
Categorical

Distinct	35
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	13.9 MiB

C1	118570
B4	114430
B5	114176
B3	106164
C2	105652
Other values (30)	1268133

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	A5
2nd row	E5
3rd row	C5
4th row	C2
5th row	B1

Common Values

Value	Count	Frequency (%)
C1	118570	6.5%
B4	114430	6.3%
B5	114176	6.2%
B3	106164	5.8%
C2	105652	5.8%
C3	105348	5.8%
B2	105251	5.8%
B1	105230	5.8%
C4	102835	5.6%
C5	94204	5.2%
Other values (25)	755265	41.3%

emp_title
Categorical

HIGH CARDINALITY MISSING

Distinct	401005
Distinct (%)	23.7%
Missing	134953
Missing (%)	7.4%
Memory size	13.9 MiB

Teacher	33007
Manager	28941
Owner	18393
Registered Nurse	13430
RN	12506
Other values (401000)	1585895

Overview
Categories

Unique

Unique	301662 ?
Unique (%)	17.8%

Sample

1st row	CNC Robotic Welder
2nd row	Information Tech II
3rd row	Engineer
4th row	warehouse
5th row	General manager

Common Values

Value	Count	Frequency (%)
Teacher	33007	1.8%
Manager	28941	1.6%
Owner	18393	1.0%
Registered Nurse	13430	0.7%
RN	12506	0.7%
Driver	12209	0.7%
Supervisor	11992	0.7%
Sales	10901	0.6%
Project Manager	9371	0.5%
Office Manager	8319	0.5%
Other values (400995)	1533103	83.9%
(Missing)	134953	7.4%

emp_length
Categorical

Distinct	11
Distinct (%)	< 0.1%
Missing	119754
Missing (%)	6.6%
Memory size	13.9 MiB

10+ years	613005
2 years	163893
< 1 year	152272
3 years	145421
1 year	118789
Other values (6)	513991

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	10+ years
2nd row	10+ years
3rd row	1 year
4th row	< 1 year
5th row	4 years

Common Values

Value	Count	Frequency (%)
10+ years	613005	33.6%
2 years	163893	9.0%
< 1 year	152272	8.3%
3 years	145421	8.0%
1 year	118789	6.5%
5 years	111314	6.1%
4 years	108867	6.0%
6 years	81686	4.5%
7 years	74005	4.1%
8 years	73893	4.0%
(Missing)	119754	6.6%

home_ownership
Categorical

Distinct	5
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	13.9 MiB

MORTGAGE	908212
RENT	711059
OWN	206992
ANY	858
NONE	4

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	MORTGAGE
2nd row	RENT
3rd row	MORTGAGE
4th row	RENT
5th row	RENT

Common Values

Value	Count	Frequency (%)
MORTGAGE	908212	49.7%
RENT	711059	38.9%
OWN	206992	11.3%
ANY	858	< 0.1%
NONE	4	< 0.1%

Common Values (Plot)

annual_inc
Real number (ℝ)

Distinct	77785
Distinct (%)	4.3%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	78792.04977

Minimum	0
Maximum	110000000
Zeros	1411
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	28000
Q1	47000
median	65000
Q3	95000
95-th percentile	165000
Maximum	110000000
Range	110000000
Interquartile range (IQR)	48000

Descriptive statistics

Standard deviation	120752.5452
Coefficient of variation (CV)	1.532547326
Kurtosis	411939.4859
Mean	78792.04977
Median Absolute Deviation (MAD)	22000
Skewness	494.6256979
Sum	1.439629239 × 10¹¹
Variance	1.458117716 × 10¹⁰
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
60000	70188	3.8%
50000	61526	3.4%
65000	52547	2.9%
70000	50393	2.8%
80000	48802	2.7%
40000	47978	2.6%
75000	47577	2.6%
45000	43526	2.4%
55000	41689	2.3%
100000	38681	2.1%
Other values (77775)	1324218	72.5%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1411	0.1%
0.36	1	< 0.1%
1	39	< 0.1%
2	1	< 0.1%
3	1	< 0.1%

Value	Count	Frequency (%)
110000000	1	< 0.1%
61000000	1	< 0.1%
10999200	1	< 0.1%
9930475	1	< 0.1%
9757200	1	< 0.1%

verification_status
Categorical

Distinct	3
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	13.9 MiB

Source Verified	726653
Not Verified	608233
Verified	492239

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	Verified
2nd row	Source Verified
3rd row	Source Verified
4th row	Source Verified
5th row	Not Verified

Common Values

Value	Count	Frequency (%)
Source Verified	726653	39.8%
Not Verified	608233	33.3%
Verified	492239	26.9%

Common Values (Plot)

issue_d
Categorical

Distinct	72
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	13.9 MiB

Mar-2016	51299
Oct-2018	41094
Aug-2018	40581
Oct-2015	40470
May-2018	40023
Other values (67)	1613658

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	Nov-2018
2nd row	Nov-2018
3rd row	Nov-2018
4th row	Nov-2018
5th row	Nov-2018

Common Values

Value	Count	Frequency (%)
Mar-2016	51299	2.8%
Oct-2018	41094	2.2%
Aug-2018	40581	2.2%
Oct-2015	40470	2.2%
May-2018	40023	2.2%
Jul-2015	38205	2.1%
Jul-2018	37783	2.1%
Nov-2018	37388	2.0%
Apr-2018	37054	2.0%
Aug-2017	36735	2.0%
Other values (62)	1426493	78.1%

loan_status
Categorical

Distinct	3
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	13.9 MiB

Fully Paid	865468
Current	828131
Charged Off	133526

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	Charged Off
2nd row	Charged Off
3rd row	Charged Off
4th row	Charged Off
5th row	Charged Off

Common Values

Value	Count	Frequency (%)
Fully Paid	865468	47.4%
Current	828131	45.3%
Charged Off	133526	7.3%

Common Values (Plot)

pymnt_plan
Categorical

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	13.9 MiB

n	1827122
y	3

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	n
2nd row	n
3rd row	n
4th row	n
5th row	n

Common Values

Value	Count	Frequency (%)
n	1827122	> 99.9%
y	3	< 0.1%

Common Values (Plot)

purpose
Categorical

Distinct	14
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	13.9 MiB

debt_consolidation	1030993
credit_card	427846
home_improvement	122650
other	111160
major_purchase	39471
Other values (9)	95005

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	debt_consolidation
2nd row	debt_consolidation
3rd row	debt_consolidation
4th row	home_improvement
5th row	debt_consolidation

Common Values

Value	Count	Frequency (%)
debt_consolidation	1030993	56.4%
credit_card	427846	23.4%
home_improvement	122650	6.7%
other	111160	6.1%
major_purchase	39471	2.2%
medical	21874	1.2%
car	18458	1.0%
small_business	17414	1.0%
vacation	12536	0.7%
moving	11953	0.7%
Other values (4)	12770	0.7%

title
Categorical

HIGH CARDINALITY IMBALANCE MISSING

Distinct	29126
Distinct (%)	1.6%
Missing	18826
Missing (%)	1.0%
Memory size	13.9 MiB

Debt consolidation	965190
Credit card refinancing	400122
Home improvement	116412
Other	107130
Major purchase	37655
Other values (29121)	181790

Overview
Categories

Unique

Unique	24375 ?
Unique (%)	1.3%

Sample

1st row	Debt consolidation
2nd row	Debt consolidation
3rd row	Debt consolidation
4th row	Home improvement
5th row	Debt consolidation

Common Values

Value	Count	Frequency (%)
Debt consolidation	965190	52.8%
Credit card refinancing	400122	21.9%
Home improvement	116412	6.4%
Other	107130	5.9%
Major purchase	37655	2.1%
Medical expenses	21190	1.2%
Car financing	17540	1.0%
Business	16669	0.9%
Vacation	12120	0.7%
Moving and relocation	11437	0.6%
Other values (29116)	102834	5.6%
(Missing)	18826	1.0%

zip_code
Categorical

Distinct	951
Distinct (%)	0.1%
Missing	1
Missing (%)	< 0.1%
Memory size	13.9 MiB

750xx	19152
945xx	19062
112xx	18833
606xx	17116
300xx	16620
Other values (946)	1736341

Overview
Categories

Unique

Unique	37 ?
Unique (%)	< 0.1%

Sample

1st row	852xx
2nd row	612xx
3rd row	231xx
4th row	750xx
5th row	551xx

Common Values

Value	Count	Frequency (%)
750xx	19152	1.0%
945xx	19062	1.0%
112xx	18833	1.0%
606xx	17116	0.9%
300xx	16620	0.9%
331xx	15112	0.8%
070xx	14564	0.8%
770xx	14210	0.8%
891xx	13728	0.8%
330xx	13553	0.7%
Other values (941)	1665174	91.1%

addr_state
Categorical

Distinct	51
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	13.9 MiB

CA	251377
TX	151206
NY	148155
FL	130070
IL	74430
Other values (46)	1071887

Overview
Categories

Unique

Unique	1 ?
Unique (%)	< 0.1%

Sample

1st row	AZ
2nd row	IL
3rd row	VA
4th row	TX
5th row	MN

Common Values

Value	Count	Frequency (%)
CA	251377	13.8%
TX	151206	8.3%
NY	148155	8.1%
FL	130070	7.1%
IL	74430	4.1%
NJ	66540	3.6%
PA	61897	3.4%
OH	61234	3.4%
GA	60187	3.3%
NC	50772	2.8%
Other values (41)	771257	42.2%

dti
Real number (ℝ)

Distinct	10314
Distinct (%)	0.6%
Missing	1451
Missing (%)	0.1%
Infinite	0
Infinite (%)	0.0%
Mean	18.89208019

Minimum	-1
Maximum	999
Zeros	1255
Zeros (%)	0.1%
Negative	2
Negative (%)	< 0.1%
Memory size	13.9 MiB

Quantile statistics

Minimum	-1
5-th percentile	5.01
Q1	11.93
median	17.86
Q3	24.56
95-th percentile	33.97
Maximum	999
Range	1000
Interquartile range (IQR)	12.63

Descriptive statistics

Standard deviation	14.44895572
Coefficient of variation (CV)	0.7648154984
Kurtosis	1745.614848
Mean	18.89208019
Median Absolute Deviation (MAD)	6.28
Skewness	29.45250626
Sum	34490779.6
Variance	208.7723215
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
16.8	1264	0.1%
18	1263	0.1%
0	1255	0.1%
14.4	1249	0.1%
19.2	1223	0.1%
15.6	1215	0.1%
13.2	1193	0.1%
12	1176	0.1%
21.6	1116	0.1%
20.4	1114	0.1%
Other values (10304)	1813606	99.3%
(Missing)	1451	0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
-1	2	< 0.1%
0	1255	0.1%
0.01	16	< 0.1%
0.02	22	< 0.1%
0.03	14	< 0.1%

Value	Count	Frequency (%)
999	118	< 0.1%
995.6	1	< 0.1%
995.17	1	< 0.1%
994.4	1	< 0.1%
991.57	1	< 0.1%

delinq_2yrs
Real number (ℝ)

Distinct	35
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	0.3089728398

Minimum	0
Maximum	58
Zeros	1484599
Zeros (%)	81.3%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	2
Maximum	58
Range	58
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.8714710749
Coefficient of variation (CV)	2.820542658
Kurtosis	74.72615872
Mean	0.3089728398
Median Absolute Deviation (MAD)	0
Skewness	5.942427781
Sum	564532
Variance	0.7594618344
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=35)

Value	Count	Frequency (%)
0	1484599	81.3%
1	228466	12.5%
2	66073	3.6%
3	23965	1.3%
4	10792	0.6%
5	5372	0.3%
6	3062	0.2%
7	1690	0.1%
8	994	0.1%
9	668	< 0.1%
Other values (25)	1444	0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1484599	81.3%
1	228466	12.5%
2	66073	3.6%
3	23965	1.3%
4	10792	0.6%

Value	Count	Frequency (%)
58	1	< 0.1%
42	1	< 0.1%
39	1	< 0.1%
35	1	< 0.1%
32	1	< 0.1%

earliest_cr_line
Categorical

Distinct	743
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	13.9 MiB

Sep-2004	12652
Sep-2003	12497
Sep-2005	12187
Aug-2003	12126
Aug-2004	11835
Other values (738)	1765828

Overview
Categories

Unique

Unique	33 ?
Unique (%)	< 0.1%

Sample

1st row	Apr-2011
2nd row	Nov-2008
3rd row	Jun-2006
4th row	Jun-2005
5th row	Feb-2013

Common Values

Value	Count	Frequency (%)
Sep-2004	12652	0.7%
Sep-2003	12497	0.7%
Sep-2005	12187	0.7%
Aug-2003	12126	0.7%
Aug-2004	11835	0.6%
Aug-2005	11739	0.6%
Aug-2002	11691	0.6%
Aug-2006	11642	0.6%
Aug-2001	11612	0.6%
Oct-2003	11367	0.6%
Other values (733)	1707777	93.5%

inq_last_6mths
Real number (ℝ)

Distinct	7
Distinct (%)	< 0.1%
Missing	1
Missing (%)	< 0.1%
Infinite	0
Infinite (%)	0.0%
Mean	0.5500332763

Minimum	0
Maximum	6
Zeros	1136952
Zeros (%)	62.2%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	1
95-th percentile	2
Maximum	6
Range	6
Interquartile range (IQR)	1

Descriptive statistics

Standard deviation	0.8521121568
Coefficient of variation (CV)	1.5492011
Kurtosis	4.032155047
Mean	0.5500332763
Median Absolute Deviation (MAD)	0
Skewness	1.851604359
Sum	1004979
Variance	0.7260951277
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=7)

Value	Count	Frequency (%)
0	1136952	62.2%
1	467651	25.6%
2	153931	8.4%
3	50666	2.8%
4	12820	0.7%
5	4436	0.2%
6	668	< 0.1%
(Missing)	1	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1136952	62.2%
1	467651	25.6%
2	153931	8.4%
3	50666	2.8%
4	12820	0.7%

Value	Count	Frequency (%)
6	668	< 0.1%
5	4436	0.2%
4	12820	0.7%
3	50666	2.8%
2	153931	8.4%

mths_since_last_delinq
Real number (ℝ)

Distinct	169
Distinct (%)	< 0.1%
Missing	932516
Missing (%)	51.0%
Infinite	0
Infinite (%)	0.0%
Mean	34.56522906

Minimum	0
Maximum	226
Zeros	1520
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	5
Q1	16
median	31
Q3	50
95-th percentile	74
Maximum	226
Range	226
Interquartile range (IQR)	34

Descriptive statistics

Standard deviation	21.89846148
Coefficient of variation (CV)	0.6335401812
Kurtosis	-0.6927146651
Mean	34.56522906
Median Absolute Deviation (MAD)	17
Skewness	0.4604739421
Sum	30922365
Variance	479.5426151
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
12	17021	0.9%
13	16805	0.9%
6	16762	0.9%
9	16507	0.9%
7	16334	0.9%
14	16103	0.9%
8	15901	0.9%
15	15800	0.9%
10	15730	0.9%
19	15443	0.8%
Other values (159)	732203	40.1%
(Missing)	932516	51.0%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1520	0.1%
1	5835	0.3%
2	8005	0.4%
3	10671	0.6%
4	12682	0.7%

Value	Count	Frequency (%)
226	1	< 0.1%
195	1	< 0.1%
192	1	< 0.1%
188	2	< 0.1%
178	1	< 0.1%

mths_since_last_record
Real number (ℝ)

Distinct	128
Distinct (%)	< 0.1%
Missing	1532158
Missing (%)	83.9%
Infinite	0
Infinite (%)	0.0%
Mean	72.46160079

Minimum	0
Maximum	127
Zeros	17
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	25
Q1	55
median	74
Q3	92
95-th percentile	113
Maximum	127
Range	127
Interquartile range (IQR)	37

Descriptive statistics

Standard deviation	26.11482846
Coefficient of variation (CV)	0.3603954118
Kurtosis	-0.4747686828
Mean	72.46160079
Median Absolute Deviation (MAD)	19
Skewness	-0.3322906625
Sum	21373781
Variance	681.9842654
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
79	4520	0.2%
80	4507	0.2%
77	4470	0.2%
82	4462	0.2%
76	4418	0.2%
75	4381	0.2%
78	4357	0.2%
81	4349	0.2%
71	4291	0.2%
72	4255	0.2%
Other values (118)	250957	13.7%
(Missing)	1532158	83.9%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	17	< 0.1%
1	133	< 0.1%
2	147	< 0.1%
3	260	< 0.1%
4	320	< 0.1%

Value	Count	Frequency (%)
127	1	< 0.1%
126	4	< 0.1%
125	3	< 0.1%
124	10	< 0.1%
123	12	< 0.1%

open_acc
Real number (ℝ)

Distinct	89
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	11.66560909

Minimum	0
Maximum	101
Zeros	45
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	5
Q1	8
median	11
Q3	15
95-th percentile	22
Maximum	101
Range	101
Interquartile range (IQR)	7

Descriptive statistics

Standard deviation	5.670287309
Coefficient of variation (CV)	0.4860686886
Kurtosis	3.42960937
Mean	11.66560909
Median Absolute Deviation (MAD)	3
Skewness	1.315327345
Sum	21314526
Variance	32.15215817
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
9	157482	8.6%
10	153061	8.4%
8	151829	8.3%
11	141321	7.7%
7	138844	7.6%
12	127153	7.0%
6	116459	6.4%
13	111156	6.1%
14	96241	5.3%
5	86850	4.8%
Other values (79)	546729	29.9%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	45	< 0.1%
1	1361	0.1%
2	8382	0.5%
3	25593	1.4%
4	54163	3.0%

Value	Count	Frequency (%)
101	1	< 0.1%
97	1	< 0.1%
94	1	< 0.1%
93	1	< 0.1%
91	1	< 0.1%

pub_rec
Real number (ℝ)

Distinct	38
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	0.2014350414

Minimum	0
Maximum	61
Zeros	1532158
Zeros (%)	83.9%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	1
Maximum	61
Range	61
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.5710958913
Coefficient of variation (CV)	2.835136763
Kurtosis	420.9819422
Mean	0.2014350414
Median Absolute Deviation (MAD)	0
Skewness	9.377927721
Sum	368047
Variance	0.3261505171
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=38)

Value	Count	Frequency (%)
0	1532158	83.9%
1	251690	13.8%
2	28115	1.5%
3	8721	0.5%
4	3204	0.2%
5	1542	0.1%
6	771	< 0.1%
7	348	< 0.1%
8	198	< 0.1%
9	124	< 0.1%
Other values (28)	254	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1532158	83.9%
1	251690	13.8%
2	28115	1.5%
3	8721	0.5%
4	3204	0.2%

Value	Count	Frequency (%)
61	2	< 0.1%
54	1	< 0.1%
52	1	< 0.1%
49	1	< 0.1%
47	1	< 0.1%

revol_bal
Real number (ℝ)

Distinct	96294
Distinct (%)	5.3%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	16815.62111

Minimum	0
Maximum	2904836
Zeros	9465
Zeros (%)	0.5%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	1624
Q1	5986
median	11376
Q3	20403
95-th percentile	45639
Maximum	2904836
Range	2904836
Interquartile range (IQR)	14417

Descriptive statistics

Standard deviation	23121.18116
Coefficient of variation (CV)	1.374982286
Kurtosis	590.5969326
Mean	16815.62111
Median Absolute Deviation (MAD)	6413
Skewness	12.49207705
Sum	3.072424173 × 10¹⁰
Variance	534589018.3
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	9465	0.5%
8	168	< 0.1%
5849	132	< 0.1%
10	132	< 0.1%
6118	131	< 0.1%
5235	130	< 0.1%
5265	130	< 0.1%
6312	129	< 0.1%
4804	127	< 0.1%
5	126	< 0.1%
Other values (96284)	1816455	99.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	9465	0.5%
1	94	< 0.1%
2	124	< 0.1%
3	107	< 0.1%
4	125	< 0.1%

Value	Count	Frequency (%)
2904836	1	< 0.1%
2568995	1	< 0.1%
2560703	1	< 0.1%
2559552	1	< 0.1%
1803041	1	< 0.1%

revol_util
Real number (ℝ)

Distinct	1310
Distinct (%)	0.1%
Missing	1414
Missing (%)	0.1%
Infinite	0
Infinite (%)	0.0%
Mean	49.95528619

Minimum	0
Maximum	892.3
Zeros	9946
Zeros (%)	0.5%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	9.5
Q1	31.1
median	49.7
Q3	68.9
95-th percentile	90.8
Maximum	892.3
Range	892.3
Interquartile range (IQR)	37.8

Descriptive statistics

Standard deviation	24.6365089
Coefficient of variation (CV)	0.4931712093
Kurtosis	-0.07766158895
Mean	49.95528619
Median Absolute Deviation (MAD)	18.8
Skewness	0.03766438642
Sum	91203915.5
Variance	606.9575707
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	9946	0.5%
57	3514	0.2%
48	3481	0.2%
59	3454	0.2%
61	3415	0.2%
54	3391	0.2%
52	3376	0.2%
51	3365	0.2%
53	3364	0.2%
55	3361	0.2%
Other values (1300)	1785044	97.7%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	9946	0.5%
0.1	1323	0.1%
0.2	1089	0.1%
0.3	1010	0.1%
0.4	878	< 0.1%

Value	Count	Frequency (%)
892.3	1	< 0.1%
193	1	< 0.1%
184.6	1	< 0.1%
183.8	1	< 0.1%
180.3	1	< 0.1%

total_acc
Real number (ℝ)

Distinct	146
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	24.20318588

Minimum	2
Maximum	165
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	2
5-th percentile	8
Q1	15
median	22
Q3	31
95-th percentile	46
Maximum	165
Range	163
Interquartile range (IQR)	16

Descriptive statistics

Standard deviation	12.00401438
Coefficient of variation (CV)	0.495968359
Kurtosis	1.833052295
Mean	24.20318588
Median Absolute Deviation (MAD)	8
Skewness	1.008831078
Sum	44222246
Variance	144.0963613
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
20	66777	3.7%
18	66227	3.6%
19	66174	3.6%
21	65605	3.6%
17	65603	3.6%
16	64175	3.5%
22	64083	3.5%
23	62806	3.4%
15	62258	3.4%
24	60881	3.3%
Other values (136)	1182536	64.7%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
2	1081	0.1%
3	3366	0.2%
4	8268	0.5%
5	12987	0.7%
6	19200	1.1%

Value	Count	Frequency (%)
165	1	< 0.1%
162	1	< 0.1%
160	1	< 0.1%
156	1	< 0.1%
153	1	< 0.1%

initial_list_status
Categorical

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	13.9 MiB

w	1298485
f	528640

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	w
2nd row	w
3rd row	w
4th row	w
5th row	f

Common Values

Value	Count	Frequency (%)
w	1298485	71.1%
f	528640	28.9%

Common Values (Plot)

out_prncp
Real number (ℝ)

Distinct	318030
Distinct (%)	17.4%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	4762.71171

Minimum	0
Maximum	39616.66
Zeros	1004034
Zeros (%)	55.0%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	7476.28
95-th percentile	22322.612
Maximum	39616.66
Range	39616.66
Interquartile range (IQR)	7476.28

Descriptive statistics

Standard deviation	7710.913648
Coefficient of variation (CV)	1.619017509
Kurtosis	3.307326722
Mean	4762.71171
Median Absolute Deviation (MAD)	0
Skewness	1.910341636
Sum	8702069634
Variance	59458189.29
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	1004034	55.0%
8717.99	260	< 0.1%
9009.59	257	< 0.1%
8457.66	254	< 0.1%
9493.69	248	< 0.1%
8977.01	243	< 0.1%
9510.8	231	< 0.1%
9506.32	210	< 0.1%
9051.41	207	< 0.1%
9001.08	206	< 0.1%
Other values (318020)	820975	44.9%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1004034	55.0%
0.01	3	< 0.1%
0.02	4	< 0.1%
0.03	2	< 0.1%
0.04	4	< 0.1%

Value	Count	Frequency (%)
39616.66	1	< 0.1%
39595.02	1	< 0.1%
39571.49	2	< 0.1%
39562.28	1	< 0.1%
39548.64	2	< 0.1%

out_prncp_inv
Real number (ℝ)

Distinct	329846
Distinct (%)	18.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	4761.64386

Minimum	0
Maximum	39616.66
Zeros	1004034
Zeros (%)	55.0%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	7473.24
95-th percentile	22319.878
Maximum	39616.66
Range	39616.66
Interquartile range (IQR)	7473.24

Descriptive statistics

Standard deviation	7709.969523
Coefficient of variation (CV)	1.619182314
Kurtosis	3.309230224
Mean	4761.64386
Median Absolute Deviation (MAD)	0
Skewness	1.910743921
Sum	8700118537
Variance	59443630.04
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	1004034	55.0%
8717.99	259	< 0.1%
9009.59	253	< 0.1%
8457.66	252	< 0.1%
9493.69	246	< 0.1%
8977.01	239	< 0.1%
9510.8	228	< 0.1%
9506.32	205	< 0.1%
9001.08	202	< 0.1%
9051.41	201	< 0.1%
Other values (329836)	821006	44.9%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1004034	55.0%
0.01	3	< 0.1%
0.02	4	< 0.1%
0.03	2	< 0.1%
0.04	4	< 0.1%

Value	Count	Frequency (%)
39616.66	1	< 0.1%
39595.02	1	< 0.1%
39571.49	2	< 0.1%
39562.28	1	< 0.1%
39548.64	2	< 0.1%

total_pymnt
Real number (ℝ)

Distinct	1311864
Distinct (%)	71.8%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	11947.6193

Minimum	0
Maximum	63296.87787
Zeros	460
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	1132.98
Q1	4257.05
median	9176.395413
Q3	16944.1
95-th percentile	32872.02917
Maximum	63296.87787
Range	63296.87787
Interquartile range (IQR)	12687.05

Descriptive statistics

Standard deviation	9992.262928
Coefficient of variation (CV)	0.8363392468
Kurtosis	1.241867069
Mean	11947.6193
Median Absolute Deviation (MAD)	5773.884585
Skewness	1.243138649
Sum	2.182979392 × 10¹⁰
Variance	99845318.43
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	460	< 0.1%
1215.49	168	< 0.1%
1257.3	156	< 0.1%
10838.35484	145	< 0.1%
11258.43637	144	< 0.1%
1246.16	140	< 0.1%
4861.94	139	< 0.1%
1824.93	135	< 0.1%
13510.12859	133	< 0.1%
1234.95	132	< 0.1%
Other values (1311854)	1825373	99.9%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	460	< 0.1%
10	1	< 0.1%
16.58	1	< 0.1%
17.58	1	< 0.1%
25	2	< 0.1%

Value	Count	Frequency (%)
63296.87787	1	< 0.1%
62948.99096	1	< 0.1%
62884.79738	1	< 0.1%
62862.50673	1	< 0.1%
62837.63969	1	< 0.1%

total_pymnt_inv
Real number (ℝ)

Distinct	1101782
Distinct (%)	60.3%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	11943.1753

Minimum	0
Maximum	63296.88
Zeros	460
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	1132.81
Q1	4255.43
median	9172.93
Q3	16936.39
95-th percentile	32859.166
Maximum	63296.88
Range	63296.88
Interquartile range (IQR)	12680.96

Descriptive statistics

Standard deviation	9988.62897
Coefficient of variation (CV)	0.836346174
Kurtosis	1.242264758
Mean	11943.1753
Median Absolute Deviation (MAD)	5771.75
Skewness	1.243243918
Sum	2.182167418 × 10¹⁰
Variance	99772708.7
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	460	< 0.1%
11784.23	231	< 0.1%
11258.44	204	< 0.1%
11471.31	196	< 0.1%
12128.02	185	< 0.1%
11431.12	183	< 0.1%
11955.4	180	< 0.1%
10838.35	177	< 0.1%
13510.13	176	< 0.1%
1215.49	165	< 0.1%
Other values (1101772)	1824968	99.9%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	460	< 0.1%
10	1	< 0.1%
16.58	1	< 0.1%
17.58	1	< 0.1%
25	2	< 0.1%

Value	Count	Frequency (%)
63296.88	1	< 0.1%
62904.03	1	< 0.1%
62862.51	1	< 0.1%
62839.88	1	< 0.1%
62837.64	1	< 0.1%

total_rec_prncp
Real number (ℝ)

Distinct	387036
Distinct (%)	21.2%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	9516.824197

Minimum	0
Maximum	40000
Zeros	1244
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	710.3
Q1	2933.26
median	7000
Q3	14000
95-th percentile	28000
Maximum	40000
Range	40000
Interquartile range (IQR)	11066.74

Descriptive statistics

Standard deviation	8423.019227
Coefficient of variation (CV)	0.8850661789
Kurtosis	1.021946557
Mean	9516.824197
Median Absolute Deviation (MAD)	4869.24
Skewness	1.230519488
Sum	1.738842741 × 10¹⁰
Variance	70947252.9
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
10000	65432	3.6%
12000	47528	2.6%
15000	46428	2.5%
20000	45509	2.5%
5000	32598	1.8%
35000	32143	1.8%
8000	32011	1.8%
6000	30236	1.7%
16000	23434	1.3%
25000	21756	1.2%
Other values (387026)	1450050	79.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1244	0.1%
0.01	1	< 0.1%
10.07	1	< 0.1%
16.37	1	< 0.1%
18.8	1	< 0.1%

Value	Count	Frequency (%)
40000	4378	0.2%
39999.93	1	< 0.1%
39989.79	1	< 0.1%
39975	2	< 0.1%
39950.61	1	< 0.1%

total_rec_int
Real number (ℝ)

Distinct	566332
Distinct (%)	31.0%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	2342.5655

Minimum	0
Maximum	28192.5
Zeros	1360
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	180.1
Q1	677.68
median	1455.26
Q3	2993.61
95-th percentile	7604.774
Maximum	28192.5
Range	28192.5
Interquartile range (IQR)	2315.93

Descriptive statistics

Standard deviation	2621.024405
Coefficient of variation (CV)	1.118869207
Kurtosis	9.414618874
Mean	2342.5655
Median Absolute Deviation (MAD)	951.41
Skewness	2.581361124
Sum	4280159989
Variance	6869768.929
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	1360	0.1%
1784.23	263	< 0.1%
1431.12	219	< 0.1%
1471.31	213	< 0.1%
1258.44	212	< 0.1%
1955.4	208	< 0.1%
2128.02	201	< 0.1%
1510.13	184	< 0.1%
838.35	181	< 0.1%
192.5	178	< 0.1%
Other values (566322)	1823906	99.8%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1360	0.1%
0.01	27	< 0.1%
0.06	1	< 0.1%
0.07	2	< 0.1%
0.12	1	< 0.1%

Value	Count	Frequency (%)
28192.5	1	< 0.1%
27948.99	1	< 0.1%
27884.8	1	< 0.1%
27862.51	1	< 0.1%
27837.64	1	< 0.1%

total_rec_late_fee
Real number (ℝ)

SKEWED ZEROS

Distinct	12311
Distinct (%)	0.7%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	1.097659312

Minimum	-9.5 × 10^-9
Maximum	1188.83
Zeros	1774112
Zeros (%)	97.1%
Negative	6
Negative (%)	< 0.1%
Memory size	13.9 MiB

Quantile statistics

Minimum	-9.5 × 10^-9
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	0
Maximum	1188.83
Range	1188.83
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	9.556760549
Coefficient of variation (CV)	8.706490662
Kurtosis	1144.749399
Mean	1.097659312
Median Absolute Deviation (MAD)	0
Skewness	23.6143367
Sum	2005560.77
Variance	91.33167218
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	1774112	97.1%
15	11741	0.6%
30	2364	0.1%
45	777	< 0.1%
60	313	< 0.1%
75	149	< 0.1%
16.61	91	< 0.1%
15.94	77	< 0.1%
16.37	77	< 0.1%
16.49	72	< 0.1%
Other values (12301)	37352	2.0%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
-9.5 × 10^-9	1	< 0.1%
-3.9 × 10^-9	1	< 0.1%
-2 × 10^-9	1	< 0.1%
-7 × 10^-10	1	< 0.1%
-5 × 10^-10	1	< 0.1%

Value	Count	Frequency (%)
1188.83	1	< 0.1%
1098.360001	1	< 0.1%
935.700002	1	< 0.1%
929.8000025	1	< 0.1%
886.8000001	1	< 0.1%

recoveries
Real number (ℝ)

Distinct	71974
Distinct (%)	3.9%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	87.13194569

Minimum	0
Maximum	39859.55
Zeros	1739353
Zeros (%)	95.2%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	0
Maximum	39859.55
Range	39859.55
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	584.8343092
Coefficient of variation (CV)	6.712053823
Kurtosis	324.3456323
Mean	87.13194569
Median Absolute Deviation (MAD)	0
Skewness	13.57741136
Sum	159200956.3
Variance	342031.1692
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	1739353	95.2%
100	432	< 0.1%
50	408	< 0.1%
150	349	< 0.1%
200	267	< 0.1%
25	178	< 0.1%
300	164	< 0.1%
250	152	< 0.1%
75	149	< 0.1%
400	115	< 0.1%
Other values (71964)	85558	4.7%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1739353	95.2%
0.01	3	< 0.1%
0.02	7	< 0.1%
0.03	8	< 0.1%
0.04	15	< 0.1%

Value	Count	Frequency (%)
39859.55	1	< 0.1%
36578.54	1	< 0.1%
35581.88	1	< 0.1%
34740.4	1	< 0.1%
33457.46	1	< 0.1%

collection_recovery_fee
Real number (ℝ)

Distinct	75995
Distinct (%)	4.2%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	14.70034589

Minimum	0
Maximum	7174.719
Zeros	1741597
Zeros (%)	95.3%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	0
Maximum	7174.719
Range	7174.719
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	102.2060302
Coefficient of variation (CV)	6.952627577
Kurtosis	342.3097707
Mean	14.70034589
Median Absolute Deviation (MAD)	0
Skewness	14.07778849
Sum	26859369.48
Variance	10446.07261
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	1741597	95.3%
18	327	< 0.1%
9	302	< 0.1%
27	272	< 0.1%
36	210	< 0.1%
4.5	128	< 0.1%
54	119	< 0.1%
45	110	< 0.1%
13.5	108	< 0.1%
72	93	< 0.1%
Other values (75985)	83859	4.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1741597	95.3%
0.0378	1	< 0.1%
0.1728	1	< 0.1%
0.3082	1	< 0.1%
0.3838	1	< 0.1%

Value	Count	Frequency (%)
7174.719	1	< 0.1%
6584.1372	1	< 0.1%
6404.7384	1	< 0.1%
6022.341	1	< 0.1%
6013.2888	1	< 0.1%

last_pymnt_d
Categorical

Distinct	73
Distinct (%)	< 0.1%
Missing	1177
Missing (%)	0.1%
Memory size	13.9 MiB

Feb-2019	834672
Jan-2019	37172
Aug-2018	32879
Mar-2018	31816
Jul-2018	30341
Other values (68)	859068

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	Dec-2018
2nd row	Dec-2018
3rd row	Dec-2018
4th row	Dec-2018
5th row	Nov-2018

Common Values

Value	Count	Frequency (%)
Feb-2019	834672	45.7%
Jan-2019	37172	2.0%
Aug-2018	32879	1.8%
Mar-2018	31816	1.7%
Jul-2018	30341	1.7%
Jun-2018	29143	1.6%
Oct-2018	28590	1.6%
May-2018	27782	1.5%
Jan-2018	27370	1.5%
Mar-2017	26879	1.5%
Other values (63)	719304	39.4%

last_pymnt_amnt
Real number (ℝ)

Distinct	613135
Distinct (%)	33.6%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	3552.294077

Minimum	0
Maximum	42192.05
Zeros	1567
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	104.56
Q1	312.63
median	612.62
Q3	4059.5
95-th percentile	17334.636
Maximum	42192.05
Range	42192.05
Interquartile range (IQR)	3746.87

Descriptive statistics

Standard deviation	6139.071249
Coefficient of variation (CV)	1.72819905
Kurtosis	6.62909017
Mean	3552.294077
Median Absolute Deviation (MAD)	409.03
Skewness	2.496237708
Sum	6490485315
Variance	37688195.8
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
301.15	1702	0.1%
361.38	1620	0.1%
0	1567	0.1%
50	1547	0.1%
332.1	1518	0.1%
309.74	1353	0.1%
320.05	1293	0.1%
324.65	1265	0.1%
304.72	1231	0.1%
326.97	1178	0.1%
Other values (613125)	1812851	99.2%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1567	0.1%
0.01	476	< 0.1%
0.02	81	< 0.1%
0.03	63	< 0.1%
0.04	63	< 0.1%

Value	Count	Frequency (%)
42192.05	1	< 0.1%
42148.53	1	< 0.1%
42005.2	1	< 0.1%
41453.07	1	< 0.1%
41434	1	< 0.1%

next_pymnt_d
Categorical

IMBALANCE MISSING

Distinct	7
Distinct (%)	< 0.1%
Missing	998994
Missing (%)	54.7%
Memory size	13.9 MiB

Mar-2019	827719
Feb-2019	343
Apr-2019	64
Sep-2018	2
Dec-2018	1
Other values (2)	2

Overview
Categories

Unique

Unique	3 ?
Unique (%)	< 0.1%

Sample

1st row	Mar-2019
2nd row	Mar-2019
3rd row	Mar-2019
4th row	Mar-2019
5th row	Mar-2019

Common Values

Value	Count	Frequency (%)
Mar-2019	827719	45.3%
Feb-2019	343	< 0.1%
Apr-2019	64	< 0.1%
Sep-2018	2	< 0.1%
Dec-2018	1	< 0.1%
Aug-2018	1	< 0.1%
Feb-2018	1	< 0.1%
(Missing)	998994	54.7%

Common Values (Plot)

last_credit_pull_d
Categorical

HIGH CARDINALITY IMBALANCE

Distinct	75
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	13.9 MiB

Feb-2019	1185569
Jan-2019	65729
Jul-2018	43476
Dec-2018	43253
Oct-2018	41242
Other values (70)	447856

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	Jan-2019
2nd row	Feb-2019
3rd row	Nov-2018
4th row	Feb-2019
5th row	Feb-2019

Common Values

Value	Count	Frequency (%)
Feb-2019	1185569	64.9%
Jan-2019	65729	3.6%
Jul-2018	43476	2.4%
Dec-2018	43253	2.4%
Oct-2018	41242	2.3%
Nov-2018	40129	2.2%
Aug-2018	34944	1.9%
Sep-2018	29568	1.6%
Oct-2016	26140	1.4%
May-2018	21326	1.2%
Other values (65)	295749	16.2%

collections_12_mths_ex_med
Real number (ℝ)

Distinct	16
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	0.01865444346

Minimum	0
Maximum	20
Zeros	1796059
Zeros (%)	98.3%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	0
Maximum	20
Range	20
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.1534840069
Coefficient of variation (CV)	8.22774516
Kurtosis	650.9348575
Mean	0.01865444346
Median Absolute Deviation (MAD)	0
Skewness	14.34383119
Sum	34084
Variance	0.02355734036
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=16)

Value	Count	Frequency (%)
0	1796059	98.3%
1	28768	1.6%
2	1921	0.1%
3	229	< 0.1%
4	80	< 0.1%
5	30	< 0.1%
6	16	< 0.1%
7	7	< 0.1%
8	4	< 0.1%
9	3	< 0.1%
Other values (6)	8	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1796059	98.3%
1	28768	1.6%
2	1921	0.1%
3	229	< 0.1%
4	80	< 0.1%

Value	Count	Frequency (%)
20	2	< 0.1%
16	1	< 0.1%
14	1	< 0.1%
12	1	< 0.1%
11	1	< 0.1%

mths_since_last_major_derog
Real number (ℝ)

Distinct	180
Distinct (%)	< 0.1%
Missing	1346127
Missing (%)	73.7%
Infinite	0
Infinite (%)	0.0%
Mean	44.23807999

Minimum	0
Maximum	226
Zeros	320
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	10
Q1	27
median	44
Q3	62
95-th percentile	77
Maximum	226
Range	226
Interquartile range (IQR)	35

Descriptive statistics

Standard deviation	21.54493224
Coefficient of variation (CV)	0.4870223175
Kurtosis	-0.5354312887
Mean	44.23807999
Median Absolute Deviation (MAD)	17
Skewness	0.09176194385
Sum	21278428
Variance	464.1841052
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
45	7614	0.4%
44	7596	0.4%
43	7594	0.4%
46	7547	0.4%
42	7543	0.4%
48	7468	0.4%
40	7437	0.4%
41	7386	0.4%
38	7357	0.4%
47	7326	0.4%
Other values (170)	406130	22.2%
(Missing)	1346127	73.7%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	320	< 0.1%
1	1099	0.1%
2	1303	0.1%
3	1651	0.1%
4	2216	0.1%

Value	Count	Frequency (%)
226	1	< 0.1%
197	1	< 0.1%
195	1	< 0.1%
192	1	< 0.1%
190	1	< 0.1%

policy_code
Real number (ℝ)

Distinct	1
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	1

Minimum	1
Maximum	1
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	1
5-th percentile	1
Q1	1
median	1
Q3	1
95-th percentile	1
Maximum	1
Range	0
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0
Coefficient of variation (CV)	0
Kurtosis	0
Mean	1
Median Absolute Deviation (MAD)	0
Skewness	0
Sum	1827125
Variance	0
Monotonicity	Increasing

Histogram with fixed size bins (bins=1)

Value	Count	Frequency (%)
1	1827125	100.0%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
1	1827125	100.0%

Value	Count	Frequency (%)
1	1827125	100.0%

application_type
Categorical

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	13.9 MiB

Individual	1724431
Joint App	102694

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	Individual
2nd row	Individual
3rd row	Individual
4th row	Individual
5th row	Individual

Common Values

Value	Count	Frequency (%)
Individual	1724431	94.4%
Joint App	102694	5.6%

Common Values (Plot)

acc_now_delinq
Real number (ℝ)

SKEWED ZEROS

Distinct	9
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	0.004258055689

Minimum	0
Maximum	14
Zeros	1819843
Zeros (%)	99.6%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	0
Maximum	14
Range	14
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.07066132672
Coefficient of variation (CV)	16.59473992
Kurtosis	1356.55112
Mean	0.004258055689
Median Absolute Deviation (MAD)	0
Skewness	23.19662341
Sum	7780
Variance	0.004993023094
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=9)

Value	Count	Frequency (%)
0	1819843	99.6%
1	6874	0.4%
2	351	< 0.1%
3	42	< 0.1%
4	9	< 0.1%
5	3	< 0.1%
6	1	< 0.1%
14	1	< 0.1%
7	1	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1819843	99.6%
1	6874	0.4%
2	351	< 0.1%
3	42	< 0.1%
4	9	< 0.1%

Value	Count	Frequency (%)
14	1	< 0.1%
7	1	< 0.1%
6	1	< 0.1%
5	3	< 0.1%
4	9	< 0.1%

tot_coll_amt
Real number (ℝ)

SKEWED ZEROS

Distinct	14535
Distinct (%)	0.8%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	230.4645998

Minimum	0
Maximum	6214661
Zeros	1548464
Zeros (%)	84.7%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	789
Maximum	6214661
Range	6214661
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	6332.073815
Coefficient of variation (CV)	27.47525572
Kurtosis	767039.7715
Mean	230.4645998
Median Absolute Deviation (MAD)	0
Skewness	832.2847402
Sum	421087632
Variance	40095158.79
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	1548464	84.7%
50	3242	0.2%
100	2733	0.1%
75	2038	0.1%
150	1589	0.1%
200	1541	0.1%
60	1464	0.1%
70	1200	0.1%
80	1160	0.1%
55	1030	0.1%
Other values (14525)	262664	14.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1548464	84.7%
2	5	< 0.1%
3	2	< 0.1%
5	2	< 0.1%
6	3	< 0.1%

Value	Count	Frequency (%)
6214661	1	< 0.1%
5252395	1	< 0.1%
848438	1	< 0.1%
496651	1	< 0.1%
380757	1	< 0.1%

tot_cur_bal
Real number (ℝ)

Distinct	462642
Distinct (%)	25.3%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	143937.8357

Minimum	0
Maximum	8524709
Zeros	774
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	8202
Q1	29258
median	80866
Q3	215491
95-th percentile	444930.8
Maximum	8524709
Range	8524709
Interquartile range (IQR)	186233

Descriptive statistics

Standard deviation	161706.3328
Coefficient of variation (CV)	1.123445632
Kurtosis	25.29540877
Mean	143937.8357
Median Absolute Deviation (MAD)	64478
Skewness	2.839632189
Sum	2.62992418 × 10¹¹
Variance	2.614893808 × 10¹⁰
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	774	< 0.1%
20275	36	< 0.1%
27257	35	< 0.1%
23442	35	< 0.1%
16000	34	< 0.1%
14743	34	< 0.1%
20346	34	< 0.1%
14186	34	< 0.1%
14482	34	< 0.1%
20317	34	< 0.1%
Other values (462632)	1826041	99.9%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	774	< 0.1%
1	10	< 0.1%
2	9	< 0.1%
3	18	< 0.1%
4	8	< 0.1%

Value	Count	Frequency (%)
8524709	1	< 0.1%
5752177	1	< 0.1%
5445012	1	< 0.1%
5327039	1	< 0.1%
5172185	1	< 0.1%

open_acc_6m
Real number (ℝ)

MISSING ZEROS

Distinct	18
Distinct (%)	< 0.1%
Missing	642717
Missing (%)	35.2%
Infinite	0
Infinite (%)	0.0%
Mean	0.9230898474

Minimum	0
Maximum	17
Zeros	537778
Zeros (%)	29.4%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	1
Q3	1
95-th percentile	3
Maximum	17
Range	17
Interquartile range (IQR)	1

Descriptive statistics

Standard deviation	1.131212654
Coefficient of variation (CV)	1.225463217
Kurtosis	4.408710273
Mean	0.9230898474
Median Absolute Deviation (MAD)	1
Skewness	1.677360511
Sum	1093315
Variance	1.279642069
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=18)

Value	Count	Frequency (%)
0	537778	29.4%
1	368308	20.2%
2	171862	9.4%
3	67713	3.7%
4	24689	1.4%
5	8679	0.5%
6	3217	0.2%
7	1288	0.1%
8	502	< 0.1%
9	208	< 0.1%
Other values (8)	164	< 0.1%
(Missing)	642717	35.2%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	537778	29.4%
1	368308	20.2%
2	171862	9.4%
3	67713	3.7%
4	24689	1.4%

Value	Count	Frequency (%)
17	1	< 0.1%
16	2	< 0.1%
15	1	< 0.1%
14	8	< 0.1%
13	5	< 0.1%

open_act_il
Real number (ℝ)

MISSING ZEROS

Distinct	51
Distinct (%)	< 0.1%
Missing	642716
Missing (%)	35.2%
Infinite	0
Infinite (%)	0.0%
Mean	2.776420983

Minimum	0
Maximum	56
Zeros	141255
Zeros (%)	7.7%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	1
median	2
Q3	3
95-th percentile	9
Maximum	56
Range	56
Interquartile range (IQR)	2

Descriptive statistics

Standard deviation	2.996010724
Coefficient of variation (CV)	1.079090938
Kurtosis	13.46971867
Mean	2.776420983
Median Absolute Deviation (MAD)	1
Skewness	2.95916403
Sum	3288418
Variance	8.976080256
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
1	303138	16.6%
2	283536	15.5%
3	177659	9.7%
0	141255	7.7%
4	95291	5.2%
5	52943	2.9%
6	32002	1.8%
7	22081	1.2%
8	16239	0.9%
9	12613	0.7%
Other values (41)	47652	2.6%
(Missing)	642716	35.2%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	141255	7.7%
1	303138	16.6%
2	283536	15.5%
3	177659	9.7%
4	95291	5.2%

Value	Count	Frequency (%)
56	1	< 0.1%
55	1	< 0.1%
49	1	< 0.1%
47	1	< 0.1%
46	1	< 0.1%

open_il_12m
Real number (ℝ)

MISSING ZEROS

Distinct	17
Distinct (%)	< 0.1%
Missing	642716
Missing (%)	35.2%
Infinite	0
Infinite (%)	0.0%
Mean	0.6680977601

Minimum	0
Maximum	25
Zeros	649927
Zeros (%)	35.6%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	1
95-th percentile	2
Maximum	25
Range	25
Interquartile range (IQR)	1

Descriptive statistics

Standard deviation	0.9182903683
Coefficient of variation (CV)	1.374485028
Kurtosis	5.079315606
Mean	0.6680977601
Median Absolute Deviation (MAD)	0
Skewness	1.779704356
Sum	791301
Variance	0.8432572005
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=17)

Value	Count	Frequency (%)
0	649927	35.6%
1	354234	19.4%
2	127311	7.0%
3	36620	2.0%
4	11221	0.6%
5	3551	0.2%
6	1209	0.1%
7	180	< 0.1%
8	76	< 0.1%
9	35	< 0.1%
Other values (7)	45	< 0.1%
(Missing)	642716	35.2%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	649927	35.6%
1	354234	19.4%
2	127311	7.0%
3	36620	2.0%
4	11221	0.6%

Value	Count	Frequency (%)
25	1	< 0.1%
15	1	< 0.1%
14	1	< 0.1%
13	4	< 0.1%
12	5	< 0.1%

open_il_24m
Real number (ℝ)

MISSING ZEROS

Distinct	29
Distinct (%)	< 0.1%
Missing	642716
Missing (%)	35.2%
Infinite	0
Infinite (%)	0.0%
Mean	1.548885562

Minimum	0
Maximum	51
Zeros	322930
Zeros (%)	17.7%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	1
Q3	2
95-th percentile	5
Maximum	51
Range	51
Interquartile range (IQR)	2

Descriptive statistics

Standard deviation	1.567388142
Coefficient of variation (CV)	1.011945737
Kurtosis	6.415570662
Mean	1.548885562
Median Absolute Deviation (MAD)	1
Skewness	1.758654484
Sum	1834514
Variance	2.456705588
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=29)

Value	Count	Frequency (%)
1	375538	20.6%
0	322930	17.7%
2	240924	13.2%
3	124547	6.8%
4	60770	3.3%
5	30006	1.6%
6	14594	0.8%
7	7297	0.4%
8	3730	0.2%
9	1856	0.1%
Other values (19)	2217	0.1%
(Missing)	642716	35.2%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	322930	17.7%
1	375538	20.6%
2	240924	13.2%
3	124547	6.8%
4	60770	3.3%

Value	Count	Frequency (%)
51	1	< 0.1%
30	1	< 0.1%
28	1	< 0.1%
26	2	< 0.1%
24	1	< 0.1%

mths_since_rcnt_il
Real number (ℝ)

Distinct	395
Distinct (%)	< 0.1%
Missing	679739
Missing (%)	37.2%
Infinite	0
Infinite (%)	0.0%
Mean	21.33173317

Minimum	0
Maximum	511
Zeros	550
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	2
Q1	7
median	13
Q3	24
95-th percentile	72
Maximum	511
Range	511
Interquartile range (IQR)	17

Descriptive statistics

Standard deviation	26.07262745
Coefficient of variation (CV)	1.222246089
Kurtosis	17.37792686
Mean	21.33173317
Median Absolute Deviation (MAD)	8
Skewness	3.423584463
Sum	24475732
Variance	679.7819021
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
7	51772	2.8%
4	50814	2.8%
3	49281	2.7%
6	48845	2.7%
8	48773	2.7%
5	48430	2.7%
9	45197	2.5%
13	43827	2.4%
10	43349	2.4%
2	42327	2.3%
Other values (385)	674771	36.9%
(Missing)	679739	37.2%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	550	< 0.1%
1	23121	1.3%
2	42327	2.3%
3	49281	2.7%
4	50814	2.8%

Value	Count	Frequency (%)
511	1	< 0.1%
507	1	< 0.1%
505	1	< 0.1%
503	1	< 0.1%
488	1	< 0.1%

total_bal_il
Real number (ℝ)

MISSING ZEROS

Distinct	154269
Distinct (%)	13.0%
Missing	642716
Missing (%)	35.2%
Infinite	0
Infinite (%)	0.0%
Mean	35457.5077

Minimum	0
Maximum	1837038
Zeros	135208
Zeros (%)	7.4%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	8632
median	23057
Q3	46030
95-th percentile	113475.6
Maximum	1837038
Range	1837038
Interquartile range (IQR)	37398

Descriptive statistics

Standard deviation	44103.07748
Coefficient of variation (CV)	1.243829032
Kurtosis	31.71587954
Mean	35457.5077
Median Absolute Deviation (MAD)	17042
Skewness	3.796036686
Sum	4.199619124 × 10¹⁰
Variance	1945081444
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	135208	7.4%
10000	85	< 0.1%
15000	84	< 0.1%
5000	70	< 0.1%
5500	62	< 0.1%
9500	60	< 0.1%
2000	57	< 0.1%
20000	56	< 0.1%
6000	55	< 0.1%
7000	54	< 0.1%
Other values (154259)	1048618	57.4%
(Missing)	642716	35.2%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	135208	7.4%
1	50	< 0.1%
2	12	< 0.1%
3	9	< 0.1%
4	8	< 0.1%

Value	Count	Frequency (%)
1837038	1	< 0.1%
1754743	1	< 0.1%
1547285	1	< 0.1%
1466398	1	< 0.1%
1345993	1	< 0.1%

il_util
Real number (ℝ)

Distinct	269
Distinct (%)	< 0.1%
Missing	815757
Missing (%)	44.6%
Infinite	0
Infinite (%)	0.0%
Mean	68.92710566

Minimum	0
Maximum	1000
Zeros	5471
Zeros (%)	0.3%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	25
Q1	55
median	72
Q3	85
95-th percentile	101
Maximum	1000
Range	1000
Interquartile range (IQR)	30

Descriptive statistics

Standard deviation	23.75429821
Coefficient of variation (CV)	0.3446292715
Kurtosis	5.791600148
Mean	68.92710566
Median Absolute Deviation (MAD)	15
Skewness	-0.1955148405
Sum	69710669
Variance	564.2666836
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
78	19174	1.0%
75	18969	1.0%
83	18781	1.0%
72	18702	1.0%
81	18674	1.0%
77	18487	1.0%
80	18318	1.0%
82	18208	1.0%
74	18171	1.0%
76	18170	1.0%
Other values (259)	825714	45.2%
(Missing)	815757	44.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	5471	0.3%
1	360	< 0.1%
2	766	< 0.1%
3	1497	0.1%
4	957	0.1%

Value	Count	Frequency (%)
1000	2	< 0.1%
558	1	< 0.1%
464	1	< 0.1%
417	1	< 0.1%
376	1	< 0.1%

open_rv_12m
Real number (ℝ)

MISSING ZEROS

Distinct	29
Distinct (%)	< 0.1%
Missing	642716
Missing (%)	35.2%
Infinite	0
Infinite (%)	0.0%
Mean	1.27567082

Minimum	0
Maximum	28
Zeros	440234
Zeros (%)	24.1%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	1
Q3	2
95-th percentile	4
Maximum	28
Range	28
Interquartile range (IQR)	2

Descriptive statistics

Standard deviation	1.495352662
Coefficient of variation (CV)	1.172208879
Kurtosis	7.914905505
Mean	1.27567082
Median Absolute Deviation (MAD)	1
Skewness	2.025881996
Sum	1510916
Variance	2.236079584
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=29)

Value	Count	Frequency (%)
0	440234	24.1%
1	352411	19.3%
2	200821	11.0%
3	99785	5.5%
4	46843	2.6%
5	22083	1.2%
6	10793	0.6%
7	5319	0.3%
8	2684	0.1%
9	1456	0.1%
Other values (19)	1980	0.1%
(Missing)	642716	35.2%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	440234	24.1%
1	352411	19.3%
2	200821	11.0%
3	99785	5.5%
4	46843	2.6%

Value	Count	Frequency (%)
28	2	< 0.1%
27	1	< 0.1%
26	5	< 0.1%
25	1	< 0.1%
24	2	< 0.1%

open_rv_24m
Real number (ℝ)

MISSING ZEROS

Distinct	49
Distinct (%)	< 0.1%
Missing	642716
Missing (%)	35.2%
Infinite	0
Infinite (%)	0.0%
Mean	2.718347294

Minimum	0
Maximum	60
Zeros	192876
Zeros (%)	10.6%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	1
median	2
Q3	4
95-th percentile	8
Maximum	60
Range	60
Interquartile range (IQR)	3

Descriptive statistics

Standard deviation	2.574357858
Coefficient of variation (CV)	0.9470305226
Kurtosis	8.177951057
Mean	2.718347294
Median Absolute Deviation (MAD)	1
Skewness	1.977349232
Sum	3219635
Variance	6.627318382
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=49)

Value	Count	Frequency (%)
1	255447	14.0%
2	228030	12.5%
0	192876	10.6%
3	169881	9.3%
4	116968	6.4%
5	77934	4.3%
6	50157	2.7%
7	32587	1.8%
8	20638	1.1%
9	13309	0.7%
Other values (39)	26582	1.5%
(Missing)	642716	35.2%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	192876	10.6%
1	255447	14.0%
2	228030	12.5%
3	169881	9.3%
4	116968	6.4%

Value	Count	Frequency (%)
60	1	< 0.1%
54	1	< 0.1%
53	1	< 0.1%
50	2	< 0.1%
45	2	< 0.1%

max_bal_bc
Real number (ℝ)

MISSING ZEROS

Distinct	32890
Distinct (%)	2.8%
Missing	642716
Missing (%)	35.2%
Infinite	0
Infinite (%)	0.0%
Mean	5840.986667

Minimum	0
Maximum	1170668
Zeros	30363
Zeros (%)	1.7%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	347
Q1	2300
median	4439
Q3	7649
95-th percentile	16408.6
Maximum	1170668
Range	1170668
Interquartile range (IQR)	5349

Descriptive statistics

Standard deviation	5695.100882
Coefficient of variation (CV)	0.9750237772
Kurtosis	1893.377701
Mean	5840.986667
Median Absolute Deviation (MAD)	2478
Skewness	13.83300023
Sum	6918117177
Variance	32434174.06
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	30363	1.7%
8	469	< 0.1%
3000	448	< 0.1%
2000	431	< 0.1%
4000	384	< 0.1%
5000	369	< 0.1%
2500	332	< 0.1%
1900	287	< 0.1%
3500	283	< 0.1%
1000	281	< 0.1%
Other values (32880)	1150762	63.0%
(Missing)	642716	35.2%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	30363	1.7%
1	141	< 0.1%
2	183	< 0.1%
3	190	< 0.1%
4	176	< 0.1%

Value	Count	Frequency (%)
1170668	1	< 0.1%
776843	1	< 0.1%
457521	1	< 0.1%
361299	1	< 0.1%
349961	1	< 0.1%

all_util
Real number (ℝ)

Distinct	183
Distinct (%)	< 0.1%
Missing	642907
Missing (%)	35.2%
Infinite	0
Infinite (%)	0.0%
Mean	56.80184223

Minimum	0
Maximum	211
Zeros	2382
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	21
Q1	43
median	58
Q3	71
95-th percentile	90
Maximum	211
Range	211
Interquartile range (IQR)	28

Descriptive statistics

Standard deviation	20.90162126
Coefficient of variation (CV)	0.3679743551
Kurtosis	-0.09112248335
Mean	56.80184223
Median Absolute Deviation (MAD)	14
Skewness	-0.1135798505
Sum	67265764
Variance	436.8777715
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
59	22575	1.2%
60	22562	1.2%
61	22499	1.2%
62	22312	1.2%
63	22298	1.2%
58	22167	1.2%
57	22046	1.2%
64	21946	1.2%
55	21745	1.2%
65	21742	1.2%
Other values (173)	962326	52.7%
(Missing)	642907	35.2%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	2382	0.1%
1	1459	0.1%
2	1338	0.1%
3	1392	0.1%
4	1471	0.1%

Value	Count	Frequency (%)
211	1	< 0.1%
198	1	< 0.1%
197	1	< 0.1%
196	1	< 0.1%
188	1	< 0.1%

total_rev_hi_lim
Real number (ℝ)

Distinct	29303
Distinct (%)	1.6%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	34965.23851

Minimum	0
Maximum	9999999
Zeros	1146
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	6000
Q1	14800
median	25700
Q3	43700
95-th percentile	92300
Maximum	9999999
Range	9999999
Interquartile range (IQR)	28900

Descriptive statistics

Standard deviation	37362.00932
Coefficient of variation (CV)	1.068547246
Kurtosis	8391.149855
Mean	34965.23851
Median Absolute Deviation (MAD)	13000
Skewness	35.97309408
Sum	6.388586142 × 10¹⁰
Variance	1395919740
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
10000	5912	0.3%
15000	5684	0.3%
13000	5615	0.3%
14000	5574	0.3%
12000	5526	0.3%
11000	5509	0.3%
17000	5459	0.3%
11500	5431	0.3%
16000	5396	0.3%
12500	5362	0.3%
Other values (29293)	1771657	97.0%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1146	0.1%
100	23	< 0.1%
200	57	< 0.1%
300	289	< 0.1%
400	81	< 0.1%

Value	Count	Frequency (%)
9999999	3	< 0.1%
2175000	1	< 0.1%
2059200	1	< 0.1%
1875800	1	< 0.1%
1827401	1	< 0.1%

inq_fi
Real number (ℝ)

MISSING ZEROS

Distinct	32
Distinct (%)	< 0.1%
Missing	642716
Missing (%)	35.2%
Infinite	0
Infinite (%)	0.0%
Mean	1.001482596

Minimum	0
Maximum	48
Zeros	594798
Zeros (%)	32.6%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	1
95-th percentile	4
Maximum	48
Range	48
Interquartile range (IQR)	1

Descriptive statistics

Standard deviation	1.474923221
Coefficient of variation (CV)	1.472739743
Kurtosis	13.76734534
Mean	1.001482596
Median Absolute Deviation (MAD)	0
Skewness	2.674298247
Sum	1186165
Variance	2.175398508
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=32)

Value	Count	Frequency (%)
0	594798	32.6%
1	299523	16.4%
2	146393	8.0%
3	70447	3.9%
4	34582	1.9%
5	17747	1.0%
6	9094	0.5%
7	4984	0.3%
8	2803	0.2%
9	1590	0.1%
Other values (22)	2448	0.1%
(Missing)	642716	35.2%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	594798	32.6%
1	299523	16.4%
2	146393	8.0%
3	70447	3.9%
4	34582	1.9%

Value	Count	Frequency (%)
48	1	< 0.1%
38	1	< 0.1%
32	1	< 0.1%
29	1	< 0.1%
28	3	< 0.1%

total_cu_tl
Real number (ℝ)

MISSING ZEROS

Distinct	61
Distinct (%)	< 0.1%
Missing	642717
Missing (%)	35.2%
Infinite	0
Infinite (%)	0.0%
Mean	1.473334358

Minimum	0
Maximum	79
Zeros	640027
Zeros (%)	35.0%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	2
95-th percentile	7
Maximum	79
Range	79
Interquartile range (IQR)	2

Descriptive statistics

Standard deviation	2.664510609
Coefficient of variation (CV)	1.808490106
Kurtosis	22.35567999
Mean	1.473334358
Median Absolute Deviation (MAD)	0
Skewness	3.538814906
Sum	1745029
Variance	7.099616786
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	640027	35.0%
1	200215	11.0%
2	110104	6.0%
3	69754	3.8%
4	46688	2.6%
5	32222	1.8%
6	22966	1.3%
7	16443	0.9%
8	11806	0.6%
9	8595	0.5%
Other values (51)	25588	1.4%
(Missing)	642717	35.2%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	640027	35.0%
1	200215	11.0%
2	110104	6.0%
3	69754	3.8%
4	46688	2.6%

Value	Count	Frequency (%)
79	1	< 0.1%
77	1	< 0.1%
71	1	< 0.1%
68	2	< 0.1%
65	1	< 0.1%

inq_last_12m
Real number (ℝ)

MISSING ZEROS

Distinct	48
Distinct (%)	< 0.1%
Missing	642717
Missing (%)	35.2%
Infinite	0
Infinite (%)	0.0%
Mean	2.007900149

Minimum	0
Maximum	67
Zeros	344818
Zeros (%)	18.9%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	1
Q3	3
95-th percentile	6
Maximum	67
Range	67
Interquartile range (IQR)	3

Descriptive statistics

Standard deviation	2.359298309
Coefficient of variation (CV)	1.175007786
Kurtosis	11.45961514
Mean	2.007900149
Median Absolute Deviation (MAD)	1
Skewness	2.413967687
Sum	2378173
Variance	5.566288513
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=48)

Value	Count	Frequency (%)
0	344818	18.9%
1	289597	15.8%
2	199600	10.9%
3	128987	7.1%
4	80864	4.4%
5	50057	2.7%
6	31578	1.7%
7	19934	1.1%
8	12859	0.7%
9	8454	0.5%
Other values (38)	17660	1.0%
(Missing)	642717	35.2%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	344818	18.9%
1	289597	15.8%
2	199600	10.9%
3	128987	7.1%
4	80864	4.4%

Value	Count	Frequency (%)
67	1	< 0.1%
51	1	< 0.1%
49	1	< 0.1%
46	1	< 0.1%
45	1	< 0.1%

acc_open_past_24mths
Real number (ℝ)

Distinct	57
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	4.486324143

Minimum	0
Maximum	64
Zeros	84151
Zeros (%)	4.6%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	1
Q1	2
median	4
Q3	6
95-th percentile	10
Maximum	64
Range	64
Interquartile range (IQR)	4

Descriptive statistics

Standard deviation	3.147584457
Coefficient of variation (CV)	0.7015954168
Kurtosis	4.386999827
Mean	4.486324143
Median Absolute Deviation (MAD)	2
Skewness	1.403931478
Sum	8197075
Variance	9.907287915
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
3	275197	15.1%
2	255392	14.0%
4	254063	13.9%
5	212634	11.6%
1	187294	10.3%
6	165421	9.1%
7	122370	6.7%
8	86600	4.7%
0	84151	4.6%
9	59657	3.3%
Other values (47)	124346	6.8%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	84151	4.6%
1	187294	10.3%
2	255392	14.0%
3	275197	15.1%
4	254063	13.9%

Value	Count	Frequency (%)
64	1	< 0.1%
61	1	< 0.1%
56	1	< 0.1%
55	1	< 0.1%
54	3	< 0.1%

avg_cur_bal
Real number (ℝ)

Distinct	85284
Distinct (%)	4.7%
Missing	57
Missing (%)	< 0.1%
Infinite	0
Infinite (%)	0.0%
Mean	13695.62774

Minimum	0
Maximum	958084
Zeros	729
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	1074
Q1	3102
median	7465
Q3	19007
95-th percentile	43950
Maximum	958084
Range	958084
Interquartile range (IQR)	15905

Descriptive statistics

Standard deviation	16611.6563
Coefficient of variation (CV)	1.212916751
Kurtosis	42.45462091
Mean	13695.62774
Median Absolute Deviation (MAD)	5480
Skewness	3.829668031
Sum	2.502284318 × 10¹⁰
Variance	275947125.1
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	729	< 0.1%
2442	233	< 0.1%
2292	232	< 0.1%
2148	227	< 0.1%
2286	226	< 0.1%
2522	226	< 0.1%
2294	225	< 0.1%
2287	222	< 0.1%
2339	221	< 0.1%
2954	221	< 0.1%
Other values (85274)	1824306	99.8%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	729	< 0.1%
1	56	< 0.1%
2	49	< 0.1%
3	40	< 0.1%
4	25	< 0.1%

Value	Count	Frequency (%)
958084	1	< 0.1%
752994	1	< 0.1%
710392	1	< 0.1%
646339	1	< 0.1%
620531	1	< 0.1%

bc_open_to_buy
Real number (ℝ)

MISSING ZEROS

Distinct	88051
Distinct (%)	4.9%
Missing	20443
Missing (%)	1.1%
Infinite	0
Infinite (%)	0.0%
Mean	11673.44436

Minimum	0
Maximum	711140
Zeros	24345
Zeros (%)	1.3%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	170
Q1	1791
median	5629
Q3	14599
95-th percentile	43647
Maximum	711140
Range	711140
Interquartile range (IQR)	12808

Descriptive statistics

Standard deviation	16852.01092
Coefficient of variation (CV)	1.443619415
Kurtosis	25.91542158
Mean	11673.44436
Median Absolute Deviation (MAD)	4712
Skewness	3.672638784
Sum	2.10902018 × 10¹⁰
Variance	283990272
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	24345	1.3%
500	1581	0.1%
2000	1580	0.1%
1000	1400	0.1%
3000	1288	0.1%
2500	1155	0.1%
5000	1136	0.1%
1500	1078	0.1%
4000	1002	0.1%
3500	952	0.1%
Other values (88041)	1771165	96.9%
(Missing)	20443	1.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	24345	1.3%
1	274	< 0.1%
2	287	< 0.1%
3	285	< 0.1%
4	289	< 0.1%

Value	Count	Frequency (%)
711140	1	< 0.1%
605996	1	< 0.1%
507259	1	< 0.1%
493101	1	< 0.1%
487611	1	< 0.1%

bc_util
Real number (ℝ)

MISSING ZEROS

Distinct	1459
Distinct (%)	0.1%
Missing	21354
Missing (%)	1.2%
Infinite	0
Infinite (%)	0.0%
Mean	57.43015471

Minimum	0
Maximum	339.6
Zeros	23267
Zeros (%)	1.3%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	7.6
Q1	34.8
median	59.5
Q3	82.6
95-th percentile	97.7
Maximum	339.6
Range	339.6
Interquartile range (IQR)	47.8

Descriptive statistics

Standard deviation	28.59107414
Coefficient of variation (CV)	0.4978407995
Kurtosis	-1.014181426
Mean	57.43015471
Median Absolute Deviation (MAD)	23.8
Skewness	-0.2488005371
Sum	103705707.9
Variance	817.4495204
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	23267	1.3%
98	4987	0.3%
99	4645	0.3%
97	4637	0.3%
96	4568	0.3%
95	4271	0.2%
94	4094	0.2%
93	3818	0.2%
92	3750	0.2%
90	3512	0.2%
Other values (1449)	1744222	95.5%
(Missing)	21354	1.2%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	23267	1.3%
0.1	1882	0.1%
0.2	1642	0.1%
0.3	1375	0.1%
0.4	1180	0.1%

Value	Count	Frequency (%)
339.6	1	< 0.1%
318.2	1	< 0.1%
255.2	1	< 0.1%
252.3	1	< 0.1%
215.7	1	< 0.1%

chargeoff_within_12_mths
Real number (ℝ)

Distinct	11
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	0.00866060067

Minimum	0
Maximum	10
Zeros	1812911
Zeros (%)	99.2%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	0
Maximum	10
Range	10
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.1059726037
Coefficient of variation (CV)	12.23617249
Kurtosis	594.4600662
Mean	0.00866060067
Median Absolute Deviation (MAD)	0
Skewness	17.96674537
Sum	15824
Variance	0.01123019273
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=11)

Value	Count	Frequency (%)
0	1812911	99.2%
1	13035	0.7%
2	934	0.1%
3	150	< 0.1%
4	54	< 0.1%
5	17	< 0.1%
6	12	< 0.1%
7	5	< 0.1%
9	5	< 0.1%
10	1	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1812911	99.2%
1	13035	0.7%
2	934	0.1%
3	150	< 0.1%
4	54	< 0.1%

Value	Count	Frequency (%)
10	1	< 0.1%
9	5	< 0.1%
8	1	< 0.1%
7	5	< 0.1%
6	12	< 0.1%

delinq_amnt
Real number (ℝ)

SKEWED ZEROS

Distinct	2278
Distinct (%)	0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	12.2313799

Minimum	0
Maximum	185408
Zeros	1821205
Zeros (%)	99.7%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	0
Maximum	185408
Range	185408
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	706.5182787
Coefficient of variation (CV)	57.7627614
Kurtosis	11667.62515
Mean	12.2313799
Median Absolute Deviation (MAD)	0
Skewness	93.79664799
Sum	22348260
Variance	499168.0781
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	1821205	99.7%
25	101	< 0.1%
65000	85	< 0.1%
30	76	< 0.1%
54	59	< 0.1%
53	58	< 0.1%
75	55	< 0.1%
50	53	< 0.1%
56	50	< 0.1%
57	47	< 0.1%
Other values (2268)	5336	0.3%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1821205	99.7%
1	8	< 0.1%
2	8	< 0.1%
3	11	< 0.1%
4	12	< 0.1%

Value	Count	Frequency (%)
185408	1	< 0.1%
159177	1	< 0.1%
138474	1	< 0.1%
130778	1	< 0.1%
110626	1	< 0.1%

mo_sin_old_il_acct
Real number (ℝ)

Distinct	556
Distinct (%)	< 0.1%
Missing	56895
Missing (%)	3.1%
Infinite	0
Infinite (%)	0.0%
Mean	125.9513114

Minimum	0
Maximum	999
Zeros	13
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	32
Q1	96
median	130
Q3	154
95-th percentile	213
Maximum	999
Range	999
Interquartile range (IQR)	58

Descriptive statistics

Standard deviation	53.31117233
Coefficient of variation (CV)	0.4232681005
Kurtosis	1.85967641
Mean	125.9513114
Median Absolute Deviation (MAD)	27
Skewness	0.3478758941
Sum	222962790
Variance	2842.081095
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
130	20845	1.1%
129	20685	1.1%
132	20665	1.1%
128	20654	1.1%
133	20640	1.1%
126	20603	1.1%
127	20598	1.1%
134	20588	1.1%
125	20585	1.1%
131	20410	1.1%
Other values (546)	1563957	85.6%
(Missing)	56895	3.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	13	< 0.1%
1	419	< 0.1%
2	785	< 0.1%
3	1132	0.1%
4	1311	0.1%

Value	Count	Frequency (%)
999	2	< 0.1%
848	1	< 0.1%
827	1	< 0.1%
822	1	< 0.1%
808	1	< 0.1%

mo_sin_old_rev_tl_op
Real number (ℝ)

Distinct	777
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	182.1875854

Minimum	1
Maximum	901
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	1
5-th percentile	49
Q1	117
median	164
Q3	233
95-th percentile	369
Maximum	901
Range	900
Interquartile range (IQR)	116

Descriptive statistics

Standard deviation	97.24242492
Coefficient of variation (CV)	0.5337489088
Kurtosis	1.31070842
Mean	182.1875854
Median Absolute Deviation (MAD)	56
Skewness	0.9959687674
Sum	332879492
Variance	9456.089204
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
132	10380	0.6%
136	10352	0.6%
131	10269	0.6%
134	10249	0.6%
135	10235	0.6%
130	10219	0.6%
133	10179	0.6%
139	10083	0.6%
140	10076	0.6%
137	10074	0.6%
Other values (767)	1725009	94.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
1	2	< 0.1%
2	4	< 0.1%
3	11	< 0.1%
4	13	< 0.1%
5	38	< 0.1%

Value	Count	Frequency (%)
901	1	< 0.1%
852	1	< 0.1%
851	1	< 0.1%
836	1	< 0.1%
826	1	< 0.1%

mo_sin_rcnt_rev_tl_op
Real number (ℝ)

Distinct	326
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	14.16739687

Minimum	0
Maximum	547
Zeros	27549
Zeros (%)	1.5%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	1
Q1	4
median	8
Q3	17
95-th percentile	46
Maximum	547
Range	547
Interquartile range (IQR)	13

Descriptive statistics

Standard deviation	17.67543463
Coefficient of variation (CV)	1.247613432
Kurtosis	21.45826044
Mean	14.16739687
Median Absolute Deviation (MAD)	5
Skewness	3.56517201
Sum	25885605
Variance	312.4209894
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
2	138236	7.6%
3	133804	7.3%
4	122698	6.7%
1	112757	6.2%
5	110563	6.1%
6	98069	5.4%
7	89812	4.9%
8	80253	4.4%
9	71240	3.9%
10	65020	3.6%
Other values (316)	804673	44.0%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	27549	1.5%
1	112757	6.2%
2	138236	7.6%
3	133804	7.3%
4	122698	6.7%

Value	Count	Frequency (%)
547	1	< 0.1%
438	1	< 0.1%
406	1	< 0.1%
404	1	< 0.1%
396	1	< 0.1%

mo_sin_rcnt_tl
Real number (ℝ)

Distinct	225
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	8.366697407

Minimum	0
Maximum	368
Zeros	28524
Zeros (%)	1.6%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	1
Q1	3
median	6
Q3	11
95-th percentile	24
Maximum	368
Range	368
Interquartile range (IQR)	8

Descriptive statistics

Standard deviation	9.24240423
Coefficient of variation (CV)	1.10466577
Kurtosis	43.58810857
Mean	8.366697407
Median Absolute Deviation (MAD)	3
Skewness	4.521827807
Sum	15287002
Variance	85.42203594
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
2	194202	10.6%
3	189138	10.4%
4	168893	9.2%
1	148166	8.1%
5	146225	8.0%
6	126865	6.9%
7	113200	6.2%
8	95968	5.3%
9	80746	4.4%
10	69153	3.8%
Other values (215)	494569	27.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	28524	1.6%
1	148166	8.1%
2	194202	10.6%
3	189138	10.4%
4	168893	9.2%

Value	Count	Frequency (%)
368	1	< 0.1%
353	1	< 0.1%
309	1	< 0.1%
289	1	< 0.1%
285	1	< 0.1%

mort_acc
Real number (ℝ)

Distinct	44
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	1.56832127

Minimum	0
Maximum	94
Zeros	759908
Zeros (%)	41.6%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	1
Q3	3
95-th percentile	5
Maximum	94
Range	94
Interquartile range (IQR)	3

Descriptive statistics

Standard deviation	1.90563367
Coefficient of variation (CV)	1.215078637
Kurtosis	11.36708498
Mean	1.56832127
Median Absolute Deviation (MAD)	1
Skewness	1.795261478
Sum	2865519
Variance	3.631439685
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=44)

Value	Count	Frequency (%)
0	759908	41.6%
1	325794	17.8%
2	272116	14.9%
3	193771	10.6%
4	125489	6.9%
5	72227	4.0%
6	38892	2.1%
7	19199	1.1%
8	9502	0.5%
9	4696	0.3%
Other values (34)	5531	0.3%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	759908	41.6%
1	325794	17.8%
2	272116	14.9%
3	193771	10.6%
4	125489	6.9%

Value	Count	Frequency (%)
94	1	< 0.1%
87	1	< 0.1%
61	1	< 0.1%
51	1	< 0.1%
47	1	< 0.1%

mths_since_recent_bc
Real number (ℝ)

Distinct	533
Distinct (%)	< 0.1%
Missing	19238
Missing (%)	1.1%
Infinite	0
Infinite (%)	0.0%
Mean	25.07679739

Minimum	0
Maximum	661
Zeros	10906
Zeros (%)	0.6%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	2
Q1	6
median	14
Q3	30
95-th percentile	90
Maximum	661
Range	661
Interquartile range (IQR)	24

Descriptive statistics

Standard deviation	32.56258218
Coefficient of variation (CV)	1.298514387
Kurtosis	20.05359375
Mean	25.07679739
Median Absolute Deviation (MAD)	10
Skewness	3.471486578
Sum	45336016
Variance	1060.321758
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
3	86073	4.7%
2	83681	4.6%
4	82729	4.5%
5	78085	4.3%
6	72492	4.0%
7	68627	3.8%
8	64345	3.5%
9	59714	3.3%
1	56677	3.1%
10	56617	3.1%
Other values (523)	1098847	60.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	10906	0.6%
1	56677	3.1%
2	83681	4.6%
3	86073	4.7%
4	82729	4.5%

Value	Count	Frequency (%)
661	1	< 0.1%
656	1	< 0.1%
640	1	< 0.1%
639	1	< 0.1%
615	1	< 0.1%

mths_since_recent_bc_dlq
Real number (ℝ)

Distinct	174
Distinct (%)	< 0.1%
Missing	1396890
Missing (%)	76.5%
Infinite	0
Infinite (%)	0.0%
Mean	39.32475275

Minimum	0
Maximum	195
Zeros	673
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	6
Q1	21
median	37
Q3	57
95-th percentile	77
Maximum	195
Range	195
Interquartile range (IQR)	36

Descriptive statistics

Standard deviation	22.62552826
Coefficient of variation (CV)	0.5753508078
Kurtosis	-0.61072066
Mean	39.32475275
Median Absolute Deviation (MAD)	18
Skewness	0.3368570916
Sum	16918885
Variance	511.9145292
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
28	6646	0.4%
26	6635	0.4%
25	6597	0.4%
35	6583	0.4%
30	6578	0.4%
43	6577	0.4%
19	6574	0.4%
22	6547	0.4%
45	6533	0.4%
32	6529	0.4%
Other values (164)	364436	19.9%
(Missing)	1396890	76.5%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	673	< 0.1%
1	2154	0.1%
2	2478	0.1%
3	3462	0.2%
4	4020	0.2%

Value	Count	Frequency (%)
195	1	< 0.1%
194	1	< 0.1%
190	1	< 0.1%
189	1	< 0.1%
188	1	< 0.1%

mths_since_recent_inq
Real number (ℝ)

MISSING ZEROS

Distinct	26
Distinct (%)	< 0.1%
Missing	206528
Missing (%)	11.3%
Infinite	0
Infinite (%)	0.0%
Mean	7.09087577

Minimum	0
Maximum	25
Zeros	135908
Zeros (%)	7.4%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	2
median	6
Q3	11
95-th percentile	19
Maximum	25
Range	25
Interquartile range (IQR)	9

Descriptive statistics

Standard deviation	5.979832126
Coefficient of variation (CV)	0.8433136216
Kurtosis	-0.06799542129
Mean	7.09087577
Median Absolute Deviation (MAD)	4
Skewness	0.8761377912
Sum	11491452
Variance	35.75839225
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=26)

Value	Count	Frequency (%)
1	172452	9.4%
2	141718	7.8%
0	135908	7.4%
3	129187	7.1%
4	118648	6.5%
5	105729	5.8%
6	95067	5.2%
7	90144	4.9%
8	80013	4.4%
9	70708	3.9%
Other values (16)	481023	26.3%
(Missing)	206528	11.3%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	135908	7.4%
1	172452	9.4%
2	141718	7.8%
3	129187	7.1%
4	118648	6.5%

Value	Count	Frequency (%)
25	27	< 0.1%
24	7817	0.4%
23	15530	0.8%
22	16870	0.9%
21	18470	1.0%

mths_since_recent_revol_delinq
Real number (ℝ)

Distinct	175
Distinct (%)	< 0.1%
Missing	1216894
Missing (%)	66.6%
Infinite	0
Infinite (%)	0.0%
Mean	35.80411844

Minimum	0
Maximum	197
Zeros	1113
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	5
Q1	17
median	33
Q3	51
95-th percentile	76
Maximum	197
Range	197
Interquartile range (IQR)	34

Descriptive statistics

Standard deviation	22.31587875
Coefficient of variation (CV)	0.6232768665
Kurtosis	-0.4793363499
Mean	35.80411844
Median Absolute Deviation (MAD)	17
Skewness	0.4969502577
Sum	21848783
Variance	497.9984443
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
12	11068	0.6%
13	10862	0.6%
15	10498	0.6%
14	10468	0.6%
19	10467	0.6%
18	10300	0.6%
16	10268	0.6%
9	10229	0.6%
21	10181	0.6%
22	10131	0.6%
Other values (165)	505759	27.7%
(Missing)	1216894	66.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1113	0.1%
1	3961	0.2%
2	4759	0.3%
3	6490	0.4%
4	7536	0.4%

Value	Count	Frequency (%)
197	1	< 0.1%
190	1	< 0.1%
188	1	< 0.1%
183	1	< 0.1%
178	1	< 0.1%

num_accts_ever_120_pd
Real number (ℝ)

Distinct	44
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	0.4993582815

Minimum	0
Maximum	58
Zeros	1409969
Zeros (%)	77.2%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	3
Maximum	58
Range	58
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	1.353825132
Coefficient of variation (CV)	2.711129828
Kurtosis	52.65693649
Mean	0.4993582815
Median Absolute Deviation (MAD)	0
Skewness	5.448595546
Sum	912390
Variance	1.832842488
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=44)

Value	Count	Frequency (%)
0	1409969	77.2%
1	223489	12.2%
2	87938	4.8%
3	40317	2.2%
4	23791	1.3%
5	14252	0.8%
6	9220	0.5%
7	5853	0.3%
8	3869	0.2%
9	2527	0.1%
Other values (34)	5900	0.3%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1409969	77.2%
1	223489	12.2%
2	87938	4.8%
3	40317	2.2%
4	23791	1.3%

Value	Count	Frequency (%)
58	1	< 0.1%
51	1	< 0.1%
45	1	< 0.1%
42	1	< 0.1%
39	2	< 0.1%

num_actv_bc_tl
Real number (ℝ)

Distinct	40
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	3.667674078

Minimum	0
Maximum	50
Zeros	41797
Zeros (%)	2.3%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	1
Q1	2
median	3
Q3	5
95-th percentile	8
Maximum	50
Range	50
Interquartile range (IQR)	3

Descriptive statistics

Standard deviation	2.322610059
Coefficient of variation (CV)	0.6332651183
Kurtosis	4.728333207
Mean	3.667674078
Median Absolute Deviation (MAD)	1
Skewness	1.484620445
Sum	6701299
Variance	5.394517486
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=40)

Value	Count	Frequency (%)
3	383096	21.0%
2	371263	20.3%
4	297330	16.3%
1	215413	11.8%
5	199655	10.9%
6	126392	6.9%
7	75918	4.2%
8	45616	2.5%
0	41797	2.3%
9	27451	1.5%
Other values (30)	43194	2.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	41797	2.3%
1	215413	11.8%
2	371263	20.3%
3	383096	21.0%
4	297330	16.3%

Value	Count	Frequency (%)
50	1	< 0.1%
48	2	< 0.1%
47	1	< 0.1%
46	1	< 0.1%
45	1	< 0.1%

num_actv_rev_tl
Real number (ℝ)

Distinct	55
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	5.603545461

Minimum	0
Maximum	72
Zeros	9621
Zeros (%)	0.5%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	2
Q1	3
median	5
Q3	7
95-th percentile	12
Maximum	72
Range	72
Interquartile range (IQR)	4

Descriptive statistics

Standard deviation	3.373372369
Coefficient of variation (CV)	0.6020067816
Kurtosis	5.069108345
Mean	5.603545461
Median Absolute Deviation (MAD)	2
Skewness	1.5827864
Sum	10238378
Variance	11.37964114
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
4	279222	15.3%
3	259537	14.2%
5	253308	13.9%
6	206407	11.3%
2	179950	9.8%
7	158941	8.7%
8	116803	6.4%
9	84591	4.6%
1	71897	3.9%
10	59630	3.3%
Other values (45)	156839	8.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	9621	0.5%
1	71897	3.9%
2	179950	9.8%
3	259537	14.2%
4	279222	15.3%

Value	Count	Frequency (%)
72	1	< 0.1%
60	1	< 0.1%
59	3	< 0.1%
57	2	< 0.1%
54	1	< 0.1%

num_bc_sats
Real number (ℝ)

Distinct	58
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	4.77402805

Minimum	0
Maximum	71
Zeros	19544
Zeros (%)	1.1%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	1
Q1	3
median	4
Q3	6
95-th percentile	10
Maximum	71
Range	71
Interquartile range (IQR)	3

Descriptive statistics

Standard deviation	3.043577252
Coefficient of variation (CV)	0.6375281462
Kurtosis	6.807570507
Mean	4.77402805
Median Absolute Deviation (MAD)	2
Skewness	1.755660285
Sum	8722746
Variance	9.26336249
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
3	316253	17.3%
4	298252	16.3%
2	253784	13.9%
5	239653	13.1%
6	178096	9.7%
7	125046	6.8%
1	123607	6.8%
8	85971	4.7%
9	58536	3.2%
10	39376	2.2%
Other values (48)	108551	5.9%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	19544	1.1%
1	123607	6.8%
2	253784	13.9%
3	316253	17.3%
4	298252	16.3%

Value	Count	Frequency (%)
71	1	< 0.1%
69	1	< 0.1%
64	1	< 0.1%
61	1	< 0.1%
59	1	< 0.1%

num_bc_tl
Real number (ℝ)

Distinct	75
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	7.707460628

Minimum	0
Maximum	86
Zeros	4680
Zeros (%)	0.3%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	2
Q1	4
median	7
Q3	10
95-th percentile	17
Maximum	86
Range	86
Interquartile range (IQR)	6

Descriptive statistics

Standard deviation	4.692998019
Coefficient of variation (CV)	0.6088903006
Kurtosis	3.9625695
Mean	7.707460628
Median Absolute Deviation (MAD)	3
Skewness	1.433500122
Sum	14082494
Variance	22.0242304
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
5	193465	10.6%
4	186490	10.2%
6	186466	10.2%
7	170356	9.3%
3	153775	8.4%
8	150417	8.2%
9	126890	6.9%
10	105110	5.8%
2	101068	5.5%
11	85811	4.7%
Other values (65)	367277	20.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	4680	0.3%
1	40226	2.2%
2	101068	5.5%
3	153775	8.4%
4	186490	10.2%

Value	Count	Frequency (%)
86	1	< 0.1%
85	1	< 0.1%
82	1	< 0.1%
79	1	< 0.1%
77	1	< 0.1%

num_il_tl
Real number (ℝ)

Distinct	116
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	8.411606759

Minimum	0
Maximum	150
Zeros	57013
Zeros (%)	3.1%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	1
Q1	3
median	6
Q3	11
95-th percentile	23
Maximum	150
Range	150
Interquartile range (IQR)	8

Descriptive statistics

Standard deviation	7.35121012
Coefficient of variation (CV)	0.873936494
Kurtosis	7.734557917
Mean	8.411606759
Median Absolute Deviation (MAD)	3
Skewness	2.099149146
Sum	15369057
Variance	54.04029024
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
4	159045	8.7%
3	158627	8.7%
5	150576	8.2%
2	144645	7.9%
6	138159	7.6%
7	123545	6.8%
1	111106	6.1%
8	107734	5.9%
9	93133	5.1%
10	80712	4.4%
Other values (106)	559843	30.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	57013	3.1%
1	111106	6.1%
2	144645	7.9%
3	158627	8.7%
4	159045	8.7%

Value	Count	Frequency (%)
150	1	< 0.1%
138	1	< 0.1%
132	1	< 0.1%
131	1	< 0.1%
130	1	< 0.1%

num_op_rev_tl
Real number (ℝ)

Distinct	80
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	8.233844428

Minimum	0
Maximum	91
Zeros	931
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	3
Q1	5
median	7
Q3	10
95-th percentile	17
Maximum	91
Range	91
Interquartile range (IQR)	5

Descriptive statistics

Standard deviation	4.688064283
Coefficient of variation (CV)	0.5693651762
Kurtosis	4.801383561
Mean	8.233844428
Median Absolute Deviation (MAD)	3
Skewness	1.535342315
Sum	15044263
Variance	21.97794672
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
6	197767	10.8%
5	193417	10.6%
7	185485	10.2%
4	169453	9.3%
8	165087	9.0%
9	141096	7.7%
3	122438	6.7%
10	117872	6.5%
11	95346	5.2%
12	76640	4.2%
Other values (70)	362524	19.8%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	931	0.1%
1	15627	0.9%
2	65536	3.6%
3	122438	6.7%
4	169453	9.3%

Value	Count	Frequency (%)
91	3	< 0.1%
86	1	< 0.1%
81	1	< 0.1%
79	1	< 0.1%
77	1	< 0.1%

num_rev_accts
Real number (ℝ)

Distinct	114
Distinct (%)	< 0.1%
Missing	1
Missing (%)	< 0.1%
Infinite	0
Infinite (%)	0.0%
Mean	13.98086994

Minimum	2
Maximum	151
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	2
5-th percentile	4
Q1	8
median	12
Q3	18
95-th percentile	29
Maximum	151
Range	149
Interquartile range (IQR)	10

Descriptive statistics

Standard deviation	8.038425865
Coefficient of variation (CV)	0.574958919
Kurtosis	3.475631329
Mean	13.98086994
Median Absolute Deviation (MAD)	5
Skewness	1.373476476
Sum	25544783
Variance	64.61629039
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
10	110993	6.1%
9	110233	6.0%
8	108340	5.9%
11	107862	5.9%
12	103057	5.6%
7	102113	5.6%
13	97035	5.3%
6	92070	5.0%
14	89570	4.9%
15	82776	4.5%
Other values (104)	823075	45.0%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
2	17830	1.0%
3	37231	2.0%
4	58377	3.2%
5	76923	4.2%
6	92070	5.0%

Value	Count	Frequency (%)
151	1	< 0.1%
143	1	< 0.1%
127	2	< 0.1%
119	1	< 0.1%
118	1	< 0.1%

num_rev_tl_bal_gt_0
Real number (ℝ)

Distinct	50
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	5.553054662

Minimum	0
Maximum	65
Zeros	9462
Zeros (%)	0.5%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	2
Q1	3
median	5
Q3	7
95-th percentile	12
Maximum	65
Range	65
Interquartile range (IQR)	4

Descriptive statistics

Standard deviation	3.284532137
Coefficient of variation (CV)	0.5914820467
Kurtosis	4.233935537
Mean	5.553054662
Median Absolute Deviation (MAD)	2
Skewness	1.47884568
Sum	10146125
Variance	10.78815136
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
4	281192	15.4%
3	261258	14.3%
5	255413	14.0%
6	207810	11.4%
2	180607	9.9%
7	159698	8.7%
8	116876	6.4%
9	84328	4.6%
1	71707	3.9%
10	59003	3.2%
Other values (40)	149233	8.2%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	9462	0.5%
1	71707	3.9%
2	180607	9.9%
3	261258	14.3%
4	281192	15.4%

Value	Count	Frequency (%)
65	1	< 0.1%
59	2	< 0.1%
55	1	< 0.1%
47	1	< 0.1%
45	3	< 0.1%

num_sats
Real number (ℝ)

Distinct	89
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	11.62471807

Minimum	0
Maximum	101
Zeros	48
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	5
Q1	8
median	11
Q3	14
95-th percentile	22
Maximum	101
Range	101
Interquartile range (IQR)	6

Descriptive statistics

Standard deviation	5.655775324
Coefficient of variation (CV)	0.4865301068
Kurtosis	3.412944852
Mean	11.62471807
Median Absolute Deviation (MAD)	3
Skewness	1.315175232
Sum	21239813
Variance	31.98779451
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
9	158062	8.7%
10	153081	8.4%
8	152691	8.4%
11	141187	7.7%
7	139796	7.7%
12	126632	6.9%
6	117708	6.4%
13	110693	6.1%
14	95587	5.2%
5	87842	4.8%
Other values (79)	543846	29.8%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	48	< 0.1%
1	1382	0.1%
2	8529	0.5%
3	25934	1.4%
4	54966	3.0%

Value	Count	Frequency (%)
101	1	< 0.1%
97	1	< 0.1%
94	1	< 0.1%
93	1	< 0.1%
91	1	< 0.1%

num_tl_120dpd_2m
Real number (ℝ)

MISSING SKEWED ZEROS

Distinct	6
Distinct (%)	< 0.1%
Missing	68149
Missing (%)	3.7%
Infinite	0
Infinite (%)	0.0%
Mean	0.0006355970747

Minimum	0
Maximum	7
Zeros	1757916
Zeros (%)	96.2%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	0
Maximum	7
Range	7
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.02696836191
Coefficient of variation (CV)	42.42996543
Kurtosis	5043.411106
Mean	0.0006355970747
Median Absolute Deviation (MAD)	0
Skewness	54.07373823
Sum	1118
Variance	0.0007272925439
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=6)

Value	Count	Frequency (%)
0	1757916	96.2%
1	1014	0.1%
2	39	< 0.1%
3	5	< 0.1%
4	1	< 0.1%
7	1	< 0.1%
(Missing)	68149	3.7%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1757916	96.2%
1	1014	0.1%
2	39	< 0.1%
3	5	< 0.1%
4	1	< 0.1%

Value	Count	Frequency (%)
7	1	< 0.1%
4	1	< 0.1%
3	5	< 0.1%
2	39	< 0.1%
1	1014	0.1%

num_tl_30dpd
Real number (ℝ)

SKEWED ZEROS

Distinct	5
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	0.00279345967

Minimum	0
Maximum	4
Zeros	1822304
Zeros (%)	99.7%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	0
Maximum	4
Range	4
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.05608731222
Coefficient of variation (CV)	20.07808196
Kurtosis	644.2847659
Mean	0.00279345967
Median Absolute Deviation (MAD)	0
Skewness	22.79268121
Sum	5104
Variance	0.003145786592
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=5)

Value	Count	Frequency (%)
0	1822304	99.7%
1	4577	0.3%
2	212	< 0.1%
3	25	< 0.1%
4	7	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1822304	99.7%
1	4577	0.3%
2	212	< 0.1%
3	25	< 0.1%
4	7	< 0.1%

Value	Count	Frequency (%)
4	7	< 0.1%
3	25	< 0.1%
2	212	< 0.1%
1	4577	0.3%
0	1822304	99.7%

num_tl_90g_dpd_24m
Real number (ℝ)

Distinct	33
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	0.08219853595

Minimum	0
Maximum	58
Zeros	1730369
Zeros (%)	94.7%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	1
Maximum	58
Range	58
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.4928441021
Coefficient of variation (CV)	5.995777131
Kurtosis	475.9262422
Mean	0.08219853595
Median Absolute Deviation (MAD)	0
Skewness	15.04198296
Sum	150187
Variance	0.242895309
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=33)

Value	Count	Frequency (%)
0	1730369	94.7%
1	72912	4.0%
2	13897	0.8%
3	3849	0.2%
4	2172	0.1%
5	1175	0.1%
6	868	< 0.1%
7	513	< 0.1%
8	385	< 0.1%
9	293	< 0.1%
Other values (23)	692	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1730369	94.7%
1	72912	4.0%
2	13897	0.8%
3	3849	0.2%
4	2172	0.1%

Value	Count	Frequency (%)
58	1	< 0.1%
42	1	< 0.1%
39	1	< 0.1%
35	1	< 0.1%
30	3	< 0.1%

num_tl_op_past_12m
Real number (ℝ)

Distinct	32
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	2.055301635

Minimum	0
Maximum	31
Zeros	352610
Zeros (%)	19.3%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	1
median	2
Q3	3
95-th percentile	5
Maximum	31
Range	31
Interquartile range (IQR)	2

Descriptive statistics

Standard deviation	1.820151799
Coefficient of variation (CV)	0.8855886495
Kurtosis	4.703645049
Mean	2.055301635
Median Absolute Deviation (MAD)	1
Skewness	1.506263942
Sum	3755293
Variance	3.312952573
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=32)

Value	Count	Frequency (%)
1	469971	25.7%
2	402720	22.0%
0	352610	19.3%
3	277307	15.2%
4	160154	8.8%
5	79870	4.4%
6	39654	2.2%
7	20988	1.1%
8	10556	0.6%
9	5762	0.3%
Other values (22)	7533	0.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	352610	19.3%
1	469971	25.7%
2	402720	22.0%
3	277307	15.2%
4	160154	8.8%

Value	Count	Frequency (%)
31	1	< 0.1%
30	2	< 0.1%
29	1	< 0.1%
28	2	< 0.1%
27	1	< 0.1%

pct_tl_nvr_dlq
Real number (ℝ)

Distinct	673
Distinct (%)	< 0.1%
Missing	135
Missing (%)	< 0.1%
Infinite	0
Infinite (%)	0.0%
Mean	94.13426833

Minimum	0
Maximum	100
Zeros	12
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	75
Q1	91.3
median	100
Q3	100
95-th percentile	100
Maximum	100
Range	100
Interquartile range (IQR)	8.7

Descriptive statistics

Standard deviation	9.035452078
Coefficient of variation (CV)	0.09598472733
Kurtosis	6.864416823
Mean	94.13426833
Median Absolute Deviation (MAD)	0
Skewness	-2.282121678
Sum	171982366.9
Variance	81.63939425
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
100	926413	50.7%
90	24100	1.3%
95	22190	1.2%
91.7	19600	1.1%
90.9	19477	1.1%
92.3	19205	1.1%
88.9	19049	1.0%
96	18890	1.0%
87.5	18683	1.0%
92.9	18530	1.0%
Other values (663)	720853	39.5%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	12	< 0.1%
5.9	1	< 0.1%
6.7	1	< 0.1%
7.1	2	< 0.1%
7.7	2	< 0.1%

Value	Count	Frequency (%)
100	926413	50.7%
99.4	1	< 0.1%
99.3	1	< 0.1%
99.2	8	< 0.1%
99.1	13	< 0.1%

percent_bc_gt_75
Real number (ℝ)

MISSING ZEROS

Distinct	272
Distinct (%)	< 0.1%
Missing	20805
Missing (%)	1.1%
Infinite	0
Infinite (%)	0.0%
Mean	41.8110995

Minimum	0
Maximum	100
Zeros	506169
Zeros (%)	27.7%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	33.3
Q3	66.7
95-th percentile	100
Maximum	100
Range	100
Interquartile range (IQR)	66.7

Descriptive statistics

Standard deviation	36.17847802
Coefficient of variation (CV)	0.8652840622
Kurtosis	-1.238280621
Mean	41.8110995
Median Absolute Deviation (MAD)	33.3
Skewness	0.3352143677
Sum	75524225.24
Variance	1308.882272
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	506169	27.7%
100	302290	16.5%
50	190746	10.4%
33.3	122084	6.7%
66.7	109703	6.0%
25	81568	4.5%
75	61529	3.4%
20	54155	3.0%
40	45616	2.5%
60	38750	2.1%
Other values (262)	293710	16.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	506169	27.7%
0.14	1	< 0.1%
0.17	1	< 0.1%
0.2	6	< 0.1%
0.25	16	< 0.1%

Value	Count	Frequency (%)
100	302290	16.5%
95.8	1	< 0.1%
95.2	2	< 0.1%
95	1	< 0.1%
94.7	6	< 0.1%

pub_rec_bankruptcies
Real number (ℝ)

Distinct	12
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	0.1307677362

Minimum	0
Maximum	12
Zeros	1602654
Zeros (%)	87.7%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	1
Maximum	12
Range	12
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.3674525485
Coefficient of variation (CV)	2.809963369
Kurtosis	17.90064282
Mean	0.1307677362
Median Absolute Deviation (MAD)	0
Skewness	3.312733718
Sum	238929
Variance	0.1350213754
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=12)

Value	Count	Frequency (%)
0	1602654	87.7%
1	213480	11.7%
2	8556	0.5%
3	1754	0.1%
4	450	< 0.1%
5	155	< 0.1%
6	50	< 0.1%
7	17	< 0.1%
8	5	< 0.1%
9	2	< 0.1%
Other values (2)	2	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1602654	87.7%
1	213480	11.7%
2	8556	0.5%
3	1754	0.1%
4	450	< 0.1%

Value	Count	Frequency (%)
12	1	< 0.1%
11	1	< 0.1%
9	2	< 0.1%
8	5	< 0.1%
7	17	< 0.1%

tax_liens
Real number (ℝ)

SKEWED ZEROS

Distinct	39
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	0.04798084422

Minimum	0
Maximum	61
Zeros	1773569
Zeros (%)	97.1%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	0
Maximum	61
Range	61
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.3757081691
Coefficient of variation (CV)	7.830378459
Kurtosis	2106.046748
Mean	0.04798084422
Median Absolute Deviation (MAD)	0
Skewness	25.83376408
Sum	87667
Variance	0.1411566283
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=39)

Value	Count	Frequency (%)
0	1773569	97.1%
1	36084	2.0%
2	10145	0.6%
3	3677	0.2%
4	1665	0.1%
5	866	< 0.1%
6	471	< 0.1%
7	218	< 0.1%
8	143	< 0.1%
9	89	< 0.1%
Other values (29)	198	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1773569	97.1%
1	36084	2.0%
2	10145	0.6%
3	3677	0.2%
4	1665	0.1%

Value	Count	Frequency (%)
61	2	< 0.1%
53	1	< 0.1%
52	1	< 0.1%
48	1	< 0.1%
46	1	< 0.1%

tot_hi_cred_lim
Real number (ℝ)

Distinct	501311
Distinct (%)	27.4%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	180243.6652

Minimum	0
Maximum	9999999
Zeros	57
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	19000
Q1	51250
median	116511
Q3	260728
95-th percentile	514949.8
Maximum	9999999
Range	9999999
Interquartile range (IQR)	209478

Descriptive statistics

Standard deviation	182876.6755
Coefficient of variation (CV)	1.01460806
Kurtosis	79.46438821
Mean	180243.6652
Median Absolute Deviation (MAD)	80666
Skewness	3.739302574
Sum	3.293277068 × 10¹¹
Variance	3.344387845 × 10¹⁰
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
15000	609	< 0.1%
12500	603	< 0.1%
13000	586	< 0.1%
13500	580	< 0.1%
11000	572	< 0.1%
17000	572	< 0.1%
17500	571	< 0.1%
14000	570	< 0.1%
16500	569	< 0.1%
16000	569	< 0.1%
Other values (501301)	1821324	99.7%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	57	< 0.1%
100	1	< 0.1%
119	1	< 0.1%
154	1	< 0.1%
200	13	< 0.1%

Value	Count	Frequency (%)
9999999	12	< 0.1%
9375662	1	< 0.1%
8700253	1	< 0.1%
6057411	1	< 0.1%
5915440	1	< 0.1%

total_bal_ex_mort
Real number (ℝ)

Distinct	202944
Distinct (%)	11.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	51298.31288

Minimum	0
Maximum	2921551
Zeros	1309
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	6550
Q1	20933
median	38011
Q3	64709
95-th percentile	139833.6
Maximum	2921551
Range	2921551
Interquartile range (IQR)	43776

Descriptive statistics

Standard deviation	50191.28016
Coefficient of variation (CV)	0.978419705
Kurtosis	51.36569794
Mean	51298.31288
Median Absolute Deviation (MAD)	20083
Skewness	4.010014136
Sum	9.372842992 × 10¹⁰
Variance	2519164604
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	1309	0.1%
20275	50	< 0.1%
19095	50	< 0.1%
20346	50	< 0.1%
24006	49	< 0.1%
19855	49	< 0.1%
24214	49	< 0.1%
23068	49	< 0.1%
27257	48	< 0.1%
20317	48	< 0.1%
Other values (202934)	1825374	99.9%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1309	0.1%
1	19	< 0.1%
2	14	< 0.1%
3	21	< 0.1%
4	10	< 0.1%

Value	Count	Frequency (%)
2921551	1	< 0.1%
2698600	1	< 0.1%
2688920	1	< 0.1%
2644442	1	< 0.1%
2336791	1	< 0.1%

total_bc_limit
Real number (ℝ)

Distinct	15856
Distinct (%)	0.9%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	23543.45328

Minimum	0
Maximum	1569000
Zeros	20805
Zeros (%)	1.1%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	2400
Q1	8400
median	16500
Q3	30800
95-th percentile	68200
Maximum	1569000
Range	1569000
Interquartile range (IQR)	22400

Descriptive statistics

Standard deviation	23283.33465
Coefficient of variation (CV)	0.9889515516
Kurtosis	30.44988095
Mean	23543.45328
Median Absolute Deviation (MAD)	9800
Skewness	2.963604979
Sum	4.301683208 × 10¹⁰
Variance	542113672.6
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	20805	1.1%
5000	13918	0.8%
6000	12433	0.7%
10000	12169	0.7%
7000	11790	0.6%
8000	11537	0.6%
3000	11373	0.6%
4000	11345	0.6%
7500	11028	0.6%
9000	10854	0.6%
Other values (15846)	1699873	93.0%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	20805	1.1%
100	14	< 0.1%
200	213	< 0.1%
250	3	< 0.1%
251	1	< 0.1%

Value	Count	Frequency (%)
1569000	1	< 0.1%
1105500	1	< 0.1%
1090700	1	< 0.1%
760000	1	< 0.1%
719500	1	< 0.1%

total_il_high_credit_limit
Real number (ℝ)

Distinct	185661
Distinct (%)	10.2%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	43901.75179

Minimum	0
Maximum	2118996
Zeros	219702
Zeros (%)	12.0%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	15000
median	32809
Q3	59022
95-th percentile	125876
Maximum	2118996
Range	2118996
Interquartile range (IQR)	44022

Descriptive statistics

Standard deviation	45264.63697
Coefficient of variation (CV)	1.031043982
Kurtosis	28.41970848
Mean	43901.75179
Median Absolute Deviation (MAD)	20809
Skewness	3.098977392
Sum	8.021398824 × 10¹⁰
Variance	2048887360
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	219702	12.0%
10000	11183	0.6%
15000	8640	0.5%
20000	7117	0.4%
5000	6862	0.4%
12000	5482	0.3%
25000	5131	0.3%
6000	4608	0.3%
8000	4346	0.2%
7000	2962	0.2%
Other values (185651)	1551092	84.9%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	219702	12.0%
36	1	< 0.1%
44	1	< 0.1%
59	1	< 0.1%
75	1	< 0.1%

Value	Count	Frequency (%)
2118996	1	< 0.1%
2101913	1	< 0.1%
2000000	1	< 0.1%
1840000	1	< 0.1%
1665437	1	< 0.1%

hardship_flag
Categorical

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	13.9 MiB

N	1827116
Y	9

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	N
2nd row	N
3rd row	N
4th row	N
5th row	N

Common Values

Value	Count	Frequency (%)
N	1827116	> 99.9%
Y	9	< 0.1%

Common Values (Plot)

disbursement_method
Categorical

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	13.9 MiB

Cash	1758133
DirectPay	68992

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	Cash
2nd row	Cash
3rd row	Cash
4th row	Cash
5th row	Cash

Common Values

Value	Count	Frequency (%)
Cash	1758133	96.2%
DirectPay	68992	3.8%

Common Values (Plot)

debt_settlement_flag
Categorical

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	13.9 MiB

N	1810175
Y	16950

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	N
2nd row	N
3rd row	N
4th row	N
5th row	N

Common Values

Value	Count	Frequency (%)
N	1810175	99.1%
Y	16950	0.9%

Common Values (Plot)

loan_status_dv
Real number (ℝ)

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	0.9269201615

Minimum	0
Maximum	1
Zeros	133526
Zeros (%)	7.3%
Negative	0
Negative (%)	0.0%
Memory size	13.9 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	1
median	1
Q3	1
95-th percentile	1
Maximum	1
Range	1
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.2602675793
Coefficient of variation (CV)	0.2807874832
Kurtosis	8.762533435
Mean	0.9269201615
Median Absolute Deviation (MAD)	0
Skewness	-3.280628574
Sum	1693599
Variance	0.06773921282
Monotonicity	Increasing

Histogram with fixed size bins (bins=2)

Value	Count	Frequency (%)
1	1693599	92.7%
0	133526	7.3%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	133526	7.3%
1	1693599	92.7%

Value	Count	Frequency (%)
1	1693599	92.7%
0	133526	7.3%

Overview

Variables

Common Values

Common Values (Plot)

Common Values

Common Values (Plot)

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Common Values

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Common Values

Common Values

Common Values (Plot)

Common Values

Common Values

Common Values (Plot)

Common Values

Common Values (Plot)

Common Values

Common Values (Plot)

Common Values

Common Values (Plot)